1033 Harvest Moon Lane, Algonquin Highlands, ON

$1,149,000
MLS#:X13003244
4 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Stanhope. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,149,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a spacious lot (Feet)
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Air Exchanger, Guest Accommodations, Water Purifier
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Beautifully maintained and thoughtfully updated, this year-round lakeside retreat on Halls Lake offers breathtaking views, a terraced lot, and the perfect blend of comfort and cottage charm. The welcoming main cottage features a spacious kitchen with warm wood cabinetry and stainless-steel Frigidaire Gallery appliances (2022), open to the dining area and living room. A stunning screened-in porch captures sweeping lake views - ideal for relaxing or entertaining. The main level also includes a bedroom, beautifully updated 3-piece bath (2024), and convenient laundry with GE washer and dryer (2022).Upstairs, the generous primary suite offers a renovated ensuite (2023) and new hardwood floors (2025). A bright family room and third bedroom complete this level. The partially finished walkout basement (2024/2025) adds flexibility with an additional bedroom that comfortably sleeps four - perfect for extended family or guests - plus potential for more finished living space. Outdoors, enjoy smooth rock shoreline with level water entry and multiple docking options, including a 22' floating cedar dock, 8' aluminum dock, and 10' ramp with winch. Two charming lakeside bunkies provide excellent guest accommodations. The hot tub cabin was fully renovated in 2023 with upgraded insulation, mould-resistant drywall, new windows and door, updated lighting, and raised acacia flooring. The second bunkie includes an updated bathroom (2023), new water lines, A/C, and its own filtration system. A newly fenced area (2025) beside the home offers added privacy and a secure space for pets. Additional highlights include an ICF foundation, propane forced air furnace with A/C and HRV, smart thermostat, 200-amp service with generator backup panel, advanced water filtration systems, detached carport, lakeside fire pit, garden boxes, strawberry patch (2023), and a privacy line of cedars and flowering shrubs. This turn-key waterfront property is ready to be enjoyed!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished with Walk-Out
CountyHaliburton
Annual Tax$3,876
Legal DescriptionPT LT 10 CON 9 STANHOPE AS IN H209814 EXCEPT THE EASEMENT THEREIN; ALGONQUIN HIGHLANDS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeCarport

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Clear View, Cul de Sac/Dead End, Lake/Pond, Sloping, Waterfront

Interior Features

Air Exchanger, Guest Accommodations, Water Purifier

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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1033 Harvest Moon Lane, Algonquin Highlands, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1033 Harvest Moon Lane, Algonquin Highlands, ON K0M 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Algonquin Highlands.

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Interest Rate5.25%
Down Payment$229,800 (20.0%)
* Minimum Canadian down payment required for this price is $229,800.
Amortization Period25 Years
Estimated Monthly Payment$5,478Based on a loan of $919,200 over 25 years.
Purchase Price$1,149,000
Loan Amount$919,200
Provincial Land Transfer Tax:$19,455
Total Estimated Closing Taxes:$19,455

About Purchasing a Home in Algonquin Highlands, ON

For a property listed at $1,149,000 in Algonquin Highlands, the legal minimum down payment is $229,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,455 for this transaction. As this listing is in Algonquin Highlands (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stanhope, Algonquin Highlands.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$854,695

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.