107 Catharine Street, Belleville, ON

$399,900
MLS#:X11971957
3 beds
1 baths
4.0 parking
Residential Freehold
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⚠️

Property no longer active

This property was sold on February 27, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 59 x 123.4 ft lot size
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Workbench
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via gas

Description

Your search for the perfect starter or family home ends here! Nestled on one of the largest lots on Catharine Street, this beautifully maintained brick home offers everything you need to start your new chapter. With its welcoming screened-in front porch, you'll feel the warmth from the moment you arrive. Inside, discover a bright, character-filled space with timeless hardwood floors throughout, a solid oak kitchen with plenty of storage and a large bay window. Alongside is a spacious formal dining room and a cozy living area with a gas fireplace. Three comfortable bedrooms upstairs ensure space for everyone, plus a flexible den/sunroom for work or play or use as a 4th bedroom. The sumptuous 5-pc bathroom adds a touch of spa-like relaxation with its soaker tub, skylight, additional shower, laundry chute and heated floors. Add your own personal touch to the additional porch extending from the kitchen, where you can overlook and enjoy the serenity of your backyard. Additionally, a spacious 12x18 garage, now boasting a new roof and siding, perfectly accommodates your hobbies and daily needs. Recent enhancements include a new boiler system, roof, A/C Heat Pump, and more! With its lush gardens, new fencing and interlocked backyard patio, this home is not just a starting point but a place to grow and create lasting memories with your family.

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Property Summary

This detached home located at 107 Catharine Street, Belleville is currently for sale and has been available on SousaSells for 518 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 1 bathroom, and is unknown square feet. 107 Catharine Street, Belleville is in the Belleville Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 20, 2025
Sold price information is available to members only
Listed Date2/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size59 × 123.4 Feet
CountyHastings
Annual Tax$4,058.12
Legal DescriptionPT LT 7 PL 245 THURLOW PT 1 21R10736; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

Hospital, Library, Marina, Public Transit, School, School Bus Route

Interior Features

Water Heater Owned, Workbench

Security Features

Community Features

Location

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107 Catharine Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 107 Catharine Street, Belleville, ON K8P 1M4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Belleville, ON

For a property listed at $399,900 in Belleville, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$585,439

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.