This property was sold on September 17, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $589,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
All-brick 3+1 raised bungalow with double car garage and walkout in-law suite on nearly an acre, just minutes north of Belleville.Step through the front door and you're welcomed into a bright, open main level with living room, dining area, kitchen, and breakfast nook. The open-concept layout is enhanced by a thoughtful dividing wall, cupboards on the kitchen side, TV space on the living side, giving you flow and light without putting the whole kitchen on display.To the right, a hallway leads to three bedrooms and a Jack & Jill bath that connects directly to the primary suite as well as the hall. The primary also has its own walkout to the deck, which stretches along the back of the home and overlooks the private yard.Back at the kitchen, an oversized pantry with daylight window doubles as a laundry space, you'll even have a view to the front yard while folding clothes. From here, two steps take you to the double car garage, while a few more steps down lead to the lower level.The basement is set up as an in-law suite with high ceilings, large windows, a 3-piece bath, wood-burning fireplace, kitchen, and direct walkout to the yard. There's plenty of storage and enough room to configure as a studio, office or make it one or two bedrooms if desired.Outside, there's space to park multiple cars and trucks, room to garden or play, and a chicken coop that can stay or go. All of this on a private one acre country lot, while still close to amenities in Belleville.
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This detached home located at 1091 Phillipston Road, Belleville is currently for sale and has been available on SousaSells for 308 days. This property is listed at $589,000 with an estimated mortgage of $1,961* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 1091 Phillipston Road, Belleville is in the Thurlow Ward neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Wooded/Treed
Accessory Apartment, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Propane Tank
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 1091 Phillipston Road, Belleville, ON K0K 2Y0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.
About Purchasing a Home in Belleville, ON
For a property listed at $589,000 in Belleville, the legal minimum down payment is $33,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,255 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.