15 Isabel Street, Belleville, ON

$510,000
MLS#:X12225626
5 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised duplex located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $510,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 50 x 92.26 ft lot
  • Features a apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Accessory Apartment
  • Efficient baseboard heating via electric

Description

Welcome To 15 Isabel St... Bright & Spacious Purpose-Built Legal Duplex Of Approx 2018 Sf Of Finished Space On Two Levels (1009 Sf On Each Floor) With Separate Entrances & Separate 100 Amp Meters For Each Apartment As Well As Separate Water Meters. Calling All Investors & Buyers Looking For A Great Investment Property/Opportunity In A Convenient Location. Walking Distance To Shopping, Schools, Short Walk To The Waterfront Community & It's Amenities Including The Waterfront Trail's & Restaurants. Located On The City Bus Route For Easy Access To The College. Main Floor 3rd Bedroom Being Used As Laundry Room But Can Easily Be Converted Back To Bedroom If Required. Home Has Been Renovated Throughout & In Move In Condition. Will Generate Headache Free Rental Income & Is Truly Turn Key. Home Is Vacant & Awaiting New Owners Who Can Demand Their Own Rental Income. The ESA (Electrical Safety) Certificate For Both Apartments Is On Hand & Will Be Provided To The Buyers Along With Receipts For The Work That Was Completed On The Renovations.

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Property Summary

This duplex located at 15 Isabel Street, Belleville is currently for sale and has been available on SousaSells for 394 days. This property is listed at $510,000 with an estimated mortgage of $1,698* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 15 Isabel Street, Belleville is in the Belleville Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 25, 2025
Sold price information is available to members only
Listed Date6/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural StyleBungalow-Raised
ConstructionBrick
BasementApartment, Separate Entrance
Lot Size50 × 92.26 Feet
CountyHastings
Annual Tax$3,500
Legal DescriptionLOT 7 PLAN 205 RP 21R8716 PART 1 THURLOW; BELLVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Public Transit

Interior Features

Accessory Apartment

Security Features

Community Features

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Location

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15 Isabel Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Isabel Street E, Belleville, ON K8P 3N4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate4.00%
Down Payment$153,000 (30.0%)
* Minimum Canadian down payment required for this price is $26,000.
Amortization Period30 Years
Estimated Monthly Payment$1,698Based on a loan of $357,000 over 30 years.
Purchase Price$510,000
Loan Amount$357,000
Provincial Land Transfer Tax:$6,675
Total Estimated Closing Taxes:$6,675

About Purchasing a Home in Belleville, ON

For a property listed at $510,000 in Belleville, the legal minimum down payment is $26,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,675 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,675.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$585,439

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.