164 Ann Street, Belleville, ON

$489,900
MLS#:X12230530
4 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on November 20, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belleville. Expertly crafted featuring premium wood and vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 45 x 90 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Move-in ready home in Bellevilles charming, desirable neighbourhood of Old East Hill, where timeless character meets modern convenience. From the moment you arrive, the classic front porch invites you in, offering the perfect spot to enjoy your morning coffee or watch the world go by. Step inside and you'll be greeted by the warmth and charm of an older home, highlighted by beautifully maintained floors, original doors, and stunning windows that fill the space with natural light. The main level features a welcoming foyer with a hall closet, a cozy living room with a gas fireplace and large front window, and a formal dining room perfect for family gatherings. The spacious kitchen offers ample cabinetry and counter space, as well as a centre island with seatingideal for casual meals and entertaining. Just off the kitchen, a bright sunroom provides access to the fully fenced backyard, perfect for kids, pets, or summer barbecues. Upstairs, youll find four generously sized bedrooms and a full 4-piece bath, providing plenty of space for a growing family or guests. The finished lower level is a rare bonus, offering a rec room, laundry area, and a convenient 2-piece powder room. Complete with a detached single-car garage, this property blends comfort, character, and practicality in a prime location close to schools, parks, and all East End amenities. Updates include: Upper Canada Waterproofing W/N/E Sides (2023), Basement Renovated 2023, New Gas Fireplace (2022), New washing machine (2023), Leaf Filter on Eavestroughs installed (2023), New flooring in Sunroom (2025), Tub surround replaced (2025) + more

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 164 Ann Street, Belleville is currently for sale and has been available on SousaSells for 395 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 164 Ann Street, Belleville

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 25, 2025
Sold price information is available to members only
Listed Date6/18/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood , Vinyl Siding
BasementPartially Finished, Full
Lot Size45 × 90 Feet
CountyHastings
Annual Tax$3,939
Legal DescriptionPT LT 15-16 P1 544 THURLOW PT 1 21R6780; BELLEVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Library, Marina, Place Of Worship, School

Interior Features

Sump Pump

Security Features

Community Features

Virtual Tours

Location

Initializing map...
164 Ann Street, Belleville, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 164 Ann Street, Belleville, ON K8N 3L3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period30 Years
Estimated Monthly Payment$1,631Based on a loan of $342,930 over 30 years.
Purchase Price$489,900
Loan Amount$342,930
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Belleville, ON

For a property listed at $489,900 in Belleville, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,800

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Georges Vanier
Public100 Tracey Street, Belleville, Ontario, K8P 2R8
5.5
Queen Victoria
PublicBelleville, Ontario
4.7
Park Dale
Public73 Poplar Street, Belleville, Ontario, K8P 4J3
4.7

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.