19 & 21 Railway Terrace, Belleville, ON
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $520,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 4 Bathrooms with 2 functional kitchens
- Generous living space spanning 2000-2500 sqft on a premium 47.33 x 103.98 ft lot
- Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Separate Heating Controls, Separate Hydro Meter
- equipped with other central cooling and highly efficient baseboard heating via electric
Description
Incredible investment or live-in opportunity! This stunning fully renovated side-by-side duplex features two completely separate 3-bed 2-bath units - each with its own private entrance, separate driveway, laundry, and separately metered utilities. Every inch of this property has been redone from top to bottom: updated plumbing, electrical panels, hot water tanks, appliances, kitchens, bathrooms, and flooring throughout. The efficient heat pump systems provide heating and cooling year-round, while the massive windows and soaring ceilings flood both units with natural light. This duplex offers exceptional cash flow for investors or an incredible "house hack" option where you can live in one unit and have the other pay your entire mortgage. This property is a true cash-flow machine with virtually zero shared expenses. Located just steps from the VIA Rail station, it's perfect for commuters and hybrid workers seeking a direct line to Toronto's Union Station. Whether you're a seasoned investor or a savvy buyer looking for financial freedom, opportunities like this don't come often - fully turnkey, fully separated, and fully income-ready. Don't miss your chance to own one of Belleville's best-performing duplexes. Book your showing today before it's gone!
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Property Summary
This duplex located at 19 & 21 Railway Terrace, Belleville is currently for sale and has been available on SousaSells for 253 days. This property is listed at $520,000 with an estimated mortgage of $1,731* per month. It has 6 beds, 4 bathrooms, and is 2000-2500 square feet. 19 & 21 Railway Terrace, Belleville is in the Belleville Ward neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
School, Rec./Commun.Centre, Public Transit, Place Of Worship, Park, Hospital
Interior Features
Separate Heating Controls, Separate Hydro Meter
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 19 & 21 Railway Terrace, Belleville, ON K8N 2R8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Belleville, ON
For a property listed at $520,000 in Belleville, the legal minimum down payment is $27,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,875 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,875.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.