260 College Street, Belleville, ON

$399,900
MLS#:X11933931
4 beds
2 baths
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Premium 59.76 x 141.73 ft lot size
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Meter, Water Heater Owned, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

ATTENTION ALL FLIPPERS, INVESTORS, CONTRACTORS AND HOME BUYERS WHO WANT TO USE SOME ELBOW GREASE!!! THIS PROPERTY IS FOR YOU!!!! This 4 bed, 2 bath high-ranch sits on a large 60 X140 lot on a main bus route. The upper level is filled with natural light, 3 bedrooms, a 4 piece bath, living room and a spacious kitchen that opens onto a large deck. On the lower level we find a large rec room, an additional bedroom, a 4 piece bath and a laundry /mechanical area. This layout could work well if someone wanted to convert this property into two units and would also provide a ton of living space for families of all sizes. The extra large lot would allow for plenty of room for kids and pets to run and play and once that deck has been reimagined you could spend all summer soaking up the sun and firing up the barbeque. Included in this sale is a on demand demand gas hot water tank and a Fridgidaire professional series Refrigerator. Electrical is all breakers and the plumbing is all copper/ABS. ****If you are planning to renovate and are concerned about what you would need for a budget, quotes for some upgrades can be provided upon request.****

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Property Summary

This detached home located at 260 College Street, Belleville is currently for sale and has been available on SousaSells for 541 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 260 College Street, Belleville is in the Belleville Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 31, 2025
Sold price information is available to members only
Listed Date1/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFinished
Lot Size59.76 × 141.73 Feet
CountyHastings
Annual Tax$3,447
Legal DescriptionPT LT 3 W/S UNIVERSITY ST, 4 W/S UNIVERSITY ST, 5 W/S UNIVERSITY ST PL 168 THURLOW; PT LANE PL 168 THURLOW S OF FIRST ST & W OF UNIVERSITY AV CLOSED BY QR264987, PT 4, 6 & 7 21R9525; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Meter, Water Heater Owned, On Demand Water Heater

Security Features

Community Features

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Location

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260 College Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 260 College Street E, Belleville, ON K8N 5P7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Belleville, ON

For a property listed at $399,900 in Belleville, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$585,439

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.