41 Virginia Crescent, Belleville, ON

$574,999
MLS#:X10431064
2 beds
3 baths
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow att/row/townhouse located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $574,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Premium 24.03 x 112.15 ft lot size
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Better than new! This stunning Duvanco-built interior townhome, located in the highly sought-after Settlers Ridge community, is in impeccable condition and move-in ready. The main floor features an open-concept living area with vaulted ceilings in the living room, creating a spacious and airy atmosphere. The shutter-style window coverings throughout add a touch of elegance and privacy. The custom kitchen is a chefs delight, complete with stainless steel appliances, a stylish backsplash, corner pantry, and plenty of storage space. Retreat to the master bedroom, which boasts a walk-in closet and a spacious ensuite bathroom featuring a tile step-in shower with glass surround. The finished basement is perfect for guests or additional living space, including a second bedroom, a large rec room, and a 4-piece bathroom. Step outside to your private deck and enjoy the partially fenced backyard, which backs onto greenspace and walking trails, perfect for relaxation and outdoor activities. The exterior of the home is equally impressive, with a river rock front yard and an interlock walkway leading from the driveway. The insulated, finished garage with interior access adds comfort and ease. Enjoy the benefit of being close to all the amenities Belleville has to offer, with easy access to the 401. Don't miss out on this beautiful home in a prime location!

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Property Summary

This townhouse located at 41 Virginia Crescent, Belleville is currently for sale and has been available on SousaSells for 604 days. This property is listed at $574,999 with an estimated mortgage of $1,914* per month. It has 2 beds, 3 bathrooms, and is unknown square feet. 41 Virginia Crescent, Belleville is in the Thurlow Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 28, 2025
Sold price information is available to members only
Listed Date11/19/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFull, Finished
Lot Size24.03 × 112.15 Feet
CountyHastings
Annual Tax$4,183.74
Legal DescriptionPART BLOCK 37, PLAN 21M293, PART 3 PLAN 21R25611 TOGETHER WITH AN EASEMENT OVER PART BLOCK 37, PLAN 21M293, PART 1 PLAN 21R25611 AS IN HT263464 TOGETHER WITH AN EASEMENT OVER PART BLOCK 37, PLAN 21M293, PARTS 1 AND 2 PLAN 21R25611 AS IN HT263464 CITY OF BELLEVILLE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, Rec./Commun.Centre, School, School Bus Route, Golf

Interior Features

Other, Primary Bedroom - Main Floor

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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41 Virginia Crescent, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 41 Virginia Crescent, Belleville, ON K8N 0K5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$172,500 (30.0%)
* Minimum Canadian down payment required for this price is $32,500.
Amortization Period30 Years
Estimated Monthly Payment$1,914Based on a loan of $402,499 over 30 years.
Purchase Price$574,999
Loan Amount$402,499
Provincial Land Transfer Tax:$7,975
Total Estimated Closing Taxes:$7,975

About Purchasing a Home in Belleville, ON

For a property listed at $574,999 in Belleville, the legal minimum down payment is $32,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,975 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,133

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Georges Vanier
Public100 Tracey Street, Belleville, Ontario, K8P 2R8
5.5

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.