42 Spruce Gardens, Belleville, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 60.34 x 101 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: ERV/HRV, Central Vacuum
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
OPEN HOUSE CANCELLED (NOV 1) ACCEPTED OFFER REACHED. You'll feel right at home the moment you step into 42 Spruce Gardens. This bright, beautifully maintained 3 + 1 bedroom, 3 bath bungalow offers nearly 1,550 sq. ft. of comfortable main-floor living and an inviting layout that's ideal for families or downsizers alike. The spacious kitchen and dining area make cooking and entertaining a pleasure, featuring an abundance of cabinetry, generous counter space, and a convenient walkout to a sunny deck overlooking the beautifully landscaped yard. Enjoy morning coffee surrounded by perennials or host summer barbecues with friends and family. The main level also includes a large, light-filled living room perfect for gathering, and the convenience of main-floor laundry with direct access to the attached two car garage. The primary bedroom features an ensuite bath, while two additional bedrooms provide flexible space for guests, a home office, or hobbies. Downstairs, the open concept finished lower level offers exceptional additional living space with a versatile rec room and games area, a fourth bedroom, and a 3-piece bath ideal for extended family or a private guest suite. Important updates add peace of mind, including a high efficiency gas furnace (2022), HRV system (2019), rental hot water tank (2022), and replacement basement windows. Located in a quiet, desirable neighbourhood, close to schools, parks, shopping, and commuter routes, this property delivers the perfect blend of comfort, functionality, and location. Move-in ready and meticulously cared for, welcome home to 42 Spruce Gardens!
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Property Summary
This detached home located at 42 Spruce Gardens, Belleville is currently for sale and has been available on SousaSells for 273 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 42 Spruce Gardens, Belleville is in the Belleville Ward neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 42 Spruce Gardens, Belleville, ON K8N 5Y6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Belleville, ON
For a property listed at $599,900 in Belleville, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.