185 Centennial Avenue, Central Elgin, ON

$749,900
MLS#:X13558880
3 beds
2 baths
1100-1500 sqft
11.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 122 x 290.5 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, On Demand Water Heater, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your own private retreat! Nestled on approximately one acre of beautifully treed property, this stunning, fully renovated bungalow offers the perfect blend of modern comfort and peaceful country living.The bright and spacious main floor features two bedrooms, including a beautiful primary suite complete with a private ensuite and sliding patio doors leading directly to your backyard oasis. The heart of the home is the recently renovated kitchen, thoughtfully designed with ample cabinetry, generous workspace, and an open, inviting feel that's perfect for everyday living and entertaining. Both bathrooms have also been tastefully updated with quality finishes.The finished lower level offers a third bedroom, large family room complete with a gas fireplace, providing flexible space for guests, a growing family, or a home office. Step outside and discover your own resort-style backyard surrounded by mature trees for exceptional privacy. You'll love spending summer days in the heated 20' x 40' in-ground pool or relaxing in the beautifully landscaped outdoor living space. An attached garage adds everyday convenience, while the expansive property provides room to enjoy nature, entertain, or simply unwind. This move-in-ready home offers the rare opportunity to enjoy stylish, updated living in a tranquil setting just minutes from local amenities.

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Property Summary

This detached home located at 185 Centennial Avenue, Central Elgin is currently for sale and has been available on SousaSells for 5 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 185 Centennial Avenue, Central Elgin is in the Rural Central Elgin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull
Lot Size122 × 290.5 Feet
CountyElgin
Annual Tax$5,117.1
Legal DescriptionLT 27 PL 251 YARMOUTH; CENTRAL ELGIN

Parking & Garage

Parking Total11.0
Parking Space10
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, On Demand Water Heater, Water Heater Owned

Security Features

Community Features

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Location

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185 Centennial Avenue, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 185 Centennial Avenue, Central Elgin, ON N5R 5B3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$224,970 (30.0%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,930 over 30 years.
Purchase Price$749,900
Loan Amount$524,930
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Central Elgin, ON

For a property listed at $749,900 in Central Elgin, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$784,789

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.