226 Andrea Crescent, Central Elgin, ON

$769,800
MLS#:X12287237
4 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 8, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belmont. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $769,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 64.05 x 120.36 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in the desirable community of Belmont, this stylish and spacious 3 +1-bedroom, 2-bath residence is the perfect retreat for a modern family. Step inside to discover generously sized principal rooms, highlighted by an open-concept, kitchen with a sleek lunch counter ideal for casual dining and entertaining. The kitchen flows seamlessly into a stunning 27x24 ft sunken great room, anchored by a dramatic natural gas stone fireplace, creating the ultimate cozy-chic ambiance. Slide open the patio doors to reveal your own private backyard oasis, complete with a heated in-ground pool and a fabulous cabana bar perfect for soaking up the sun or hosting unforgettable summer soirees. Upstairs, you'll find three well-proportioned bedrooms and a beautifully appointed spa like, 4-piece bath. The lower level offers the ultimate "man cave" or home theatre haven, providing the perfect space to relax or entertain in style. This exceptional home blends comfort, function, and flair, an incredible value you wont want to miss!

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Property Summary

This detached home located at 226 Andrea Crescent, Central Elgin is currently for sale and has been available on SousaSells for 368 days. This property is listed at $769,800 with an estimated mortgage of $2,562* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 226 Andrea Crescent, Central Elgin is in the Belmont neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 3, 2025
Sold price information is available to members only
Listed Date7/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size64.05 × 120.36 Feet
CountyElgin
Annual Tax$5,572
Legal DescriptionLOT 98, PLAN 33M-292; VILLAGE OF BELMONT, MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Storage

Security Features

Community Features

Location

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226 Andrea Crescent, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 226 Andrea Crescent, Central Elgin, ON N0L 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$230,940 (30.0%)
* Minimum Canadian down payment required for this price is $51,980.
Amortization Period30 Years
Estimated Monthly Payment$2,562Based on a loan of $538,860 over 30 years.
Purchase Price$769,800
Loan Amount$538,860
Provincial Land Transfer Tax:$11,871
Total Estimated Closing Taxes:$11,871

About Purchasing a Home in Central Elgin, ON

For a property listed at $769,800 in Central Elgin, the legal minimum down payment is $51,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,871 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,871.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belmont, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$774,958

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.