254 Kettle Creek Drive, Central Elgin, ON

$725,000
MLS#:X13543084
4 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belmont. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $725,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 53.66 x 125.34 ft lot
  • Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Auto Garage Door Remote, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

LIVE IN LOVELY BELMONT! ALL BRICK BUNGALOW 3+1 bedrooms, with attached double car garage on a corner lot. Our home features 4 piece bathroom on main with ensuite privileges, and 3 piece bathroom in lower. Open concept with vaulted ceilings. Nice size eat in kitchen and inviting great room with maple floors and gas fireplace. Large bay window brings in lots of natural light. (New window has been ordered and will be replaced by Seller). Patio doors off kitchen open to very private fenced in yard with park like setting, deck, pagoda & sunroom. Lower level features large windows, fourth bedroom, finished recreation room and kitchen. Access to lower level from garage to utility room/ workshop in lower level and perfect set up for family member, or rent out lower space. Gas hook up for barbecue and central vac roughed in. Quiet village living close to 401, minutes to London, St. Thomas, 10 minutes to Wellington Rd, Costco. Updates include: shingles replaced 2015, furnace 2023, air conditioner 2024, all eves throughs have leaf gutters with life time warranty, sump pump replaced 2023, washer/dryer in lower, and hook up for washer/dryer in 3rd bedroom on main. There is a wheel chair ramp in the garage that can stay or be removed. This is a solid Willsie built home, and is waiting for your finishing touches. Quick possession available.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment
Lot Size53.66 × 125.34 Feet
CountyElgin
Annual Tax$4,848
Legal DescriptionLOT 150, PLAN 33M-292; VILLAGE OF BELMONT, MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Library, Park, Place Of Worship, Rec./Commun.Centre, School

Interior Features

Accessory Apartment, Auto Garage Door Remote, In-Law Capability, In-Law Suite, Sump Pump

Security Features

Community Features

Location

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254 Kettle Creek Drive, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 254 Kettle Creek Drive, Central Elgin, ON N0L 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate5.25%
Down Payment$47,500 (6.6%)
* Minimum Canadian down payment required for this price is $47,500.
Amortization Period25 Years
Estimated Monthly Payment$4,037Based on a loan of $677,500 over 25 years.
Purchase Price$725,000
Loan Amount$677,500
Provincial Land Transfer Tax:$10,975
Total Estimated Closing Taxes:$10,975

About Purchasing a Home in Central Elgin, ON

For a property listed at $725,000 in Central Elgin, the legal minimum down payment is $47,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,975 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belmont, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$791,113

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.