340 Canterbury Place, Central Elgin, ON

$745,000
MLS#:X12356748
4 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 24, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belmont. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $745,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 59 x 115 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 340 Canterbury Streeta meticulously maintained two-storey home tucked away on a quiet cul-de-sac on the south side of Belmont. Ideally located just a short walk from Belmont Community Park, the arena, and nearby soccer and baseball fields, with convenient access to London, St. Thomas, Aylmer, and the scenic shores of Port Stanley. Step inside to an updated main floor highlighted by central kitchen with granite countertops and stainless steel appliances, a cozy breakfast nook that opens onto a large deck. A spacious living and dining area, and a generous family room featuring a wood-burning fireplace and a 2-piece bathroom complete the main floor. Upstairs, you will find four comfortable bedrooms and a 4-piece bathroom. The spacious primary offers its own private 2-piece ensuite, perfect for added convenience. Retreat to a versatile lower level complete with a large rec room, hobby space, laundry room, cold room, and plenty of storage in the utility area. Outside, enjoy a fully manicured and fenced backyard which includes a large deck, above-ground pool, and a custom-built garden shed. Additional features include a two-car garage with 220 amp service, parking for four in the driveway, updated attic insulation, an insulated garage door, and a water softener.

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Property Summary

This detached home located at 340 Canterbury Place, Central Elgin is currently for sale and has been available on SousaSells for 331 days. This property is listed at $745,000 with an estimated mortgage of $2,480* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 340 Canterbury Place, Central Elgin is in the Belmont neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 24, 2025
Sold price information is available to members only
Listed Date8/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Partially Finished
Lot Size59 × 115 Feet
CountyElgin
Annual Tax$5,126.18
Legal DescriptionPCL 35-1 SEC 11M35; LT 35 PL 11M35 BELMONT; CENTRAL ELGIN

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump

Security Features

Community Features

Location

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340 Canterbury Place, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 340 Canterbury Place, Central Elgin, ON N0L 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$223,500 (30.0%)
* Minimum Canadian down payment required for this price is $49,500.
Amortization Period30 Years
Estimated Monthly Payment$2,480Based on a loan of $521,500 over 30 years.
Purchase Price$745,000
Loan Amount$521,500
Provincial Land Transfer Tax:$11,375
Total Estimated Closing Taxes:$11,375

About Purchasing a Home in Central Elgin, ON

For a property listed at $745,000 in Central Elgin, the legal minimum down payment is $49,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,375 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belmont, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$774,958

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.