35 Compass Trail, Central Elgin, ON

$899,000
MLS#:X12834568
3 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 44.63 x 99.5 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, ERV/HRV, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A polished fusion of contemporary design, sustainability, and resort-style living, this 2+1 bedroom, 3-bath home offers an elevated experience at every turn. Sun-filled principal rooms highlight clean architectural lines, wide-plank flooring, and an open layout that creates a sense of effortless flow throughout the main level. The chef-inspired kitchen anchors the space with quartz surfaces, premium appliances, custom cabinetry, and an oversized island ideal for gatherings. The adjoining living and dining areas transition seamlessly to the backyard, where the property's standout feature awaits: a beautifully maintained in-ground pool surrounded by a private, landscaped setting backing onto the ravine. This outdoor retreat is perfect for summer barbecues (natural gas), quiet relaxation, and luxurious day-to-day living. The primary suite feels like a private sanctuary with a spa-style ensuite and walk-in closet, while the second bedroom and full bath offer comfort for family or guests. The versatile lower-level bedroom/den, paired with a third full bathroom, provides flexible space for a home office, studio, or guest suite. This home also embraces modern efficiency and forward-thinking design. A 7.6 kW solar panel system-participating in the FIT Program-delivers ongoing income and long-term energy savings, while the garage's EV charging system supports a seamless, eco-conscious lifestyle. Set in a desirable location close to parks, amenities, and community conveniences, this property blends luxury, sustainability, and resort-style comfort into one exceptional offering.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 13, 2026
Sold price information is available to members only
Listed Date3/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten
BasementFull, Partially Finished
Lot Size44.63 × 99.5 Feet
CountyElgin
Annual Tax$5,462
Legal DescriptionLOT 12, PLAN 11M241 MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Beach, Electric Car Charger, Fenced Yard, Golf, Level

Interior Features

Air Exchanger, ERV/HRV, On Demand Water Heater, Primary Bedroom - Main Floor, Solar Owned, Water Heater

Security Features

Community Features

Location

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35 Compass Trail, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 35 Compass Trail, Central Elgin, ON N5L 0B4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate5.25%
Down Payment$64,900 (7.2%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period25 Years
Estimated Monthly Payment$4,971Based on a loan of $834,100 over 25 years.
Purchase Price$899,000
Loan Amount$834,100
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Central Elgin, ON

For a property listed at $899,000 in Central Elgin, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$852,256

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.