392 Larry Street, Central Elgin, ON

$949,900
MLS#:X13559992
4 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Port Stanley. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 56.2 x 117.71 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, Built-In Oven, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully maintained Donwest-built bungalow in the highly sought-after lakeside village of Port Stanley, celebrated for its sandy beaches, boating, fishing, charming boutiques and restaurants. This home is sure to impress showcasing outstanding curb appeal with all-brick construction, attractive stone accents, a paved driveway, and professionally landscaped grounds enclosed by a stylish blend of wrought iron fencing. Step inside to discover a bright, open-concept layout enhanced by cathedral ceilings, transom windows that flood the home with natural light, laminate flooring throughout and stylish decorative feature walls. The spacious living area is highlighted by an oversized Wi-Fi-enabled ceiling fan, ethanol fireplace, and a remote-controlled shade over the great room window for added comfort and energy efficiency. The kitchen offers a walk-in pantry, while upgraded Wi-Fi lighting, an Ecobee smart thermostat, whole-home surge protection, waste-water heat recovery, and generator hookup provide modern convenience. Offering 2+2 bedrooms and 2.5 bathrooms, the spacious primary suite features a tray ceiling, and ensuite. Combining both functionality and convenience the walk-in closet allows access from both the ensuite and laundry room. The finished lower level includes two generous sized bedrooms with walk-in closets, a Murphy bed, and an incredible recreation room complete with fireplace, projector, surround sound, and a 110" screen-perfect for movie nights. The oversized heated double garage boasts epoxy floors and a ceiling fan. Outside, enjoy your private backyard retreat featuring a three-person saltwater hot tub, two inviting decks (one covered and one partially covered with sunshade and privacy fencing), two storage sheds, gutter guards, and thoughtful landscaping designed for easy enjoyment. This is a rare opportunity to own a feature-rich home in one of Ontario's most desirable lakeside communities.

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Property Summary

This detached home located at 392 Larry Street, Central Elgin is currently for sale and has been available on SousaSells for 4 days. This property is listed at $949,900 with an estimated mortgage of $3,162* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 392 Larry Street, Central Elgin is in the Port Stanley neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Brick
BasementFull, Finished
Lot Size56.2 × 117.71 Feet
CountyElgin
Annual Tax$5,234.94
Legal DescriptionLOT 46, PLAN 11M212 SUBJECT TO AN EASEMENT IN GROSS OVER PART 16, 11R-10037 AS IN CT127119 MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Golf, Fenced Yard, Park

Interior Features

ERV/HRV, Built-In Oven, Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned, Water Softener

Security Features

Community Features

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Location

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392 Larry Street, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 392 Larry Street, Central Elgin, ON N5L 0A6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate4.00%
Down Payment$284,970 (30.0%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period30 Years
Estimated Monthly Payment$3,162Based on a loan of $664,930 over 30 years.
Purchase Price$949,900
Loan Amount$664,930
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in Central Elgin, ON

For a property listed at $949,900 in Central Elgin, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Stanley, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$762,600

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.