42203 McBain Line, Central Elgin, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $770,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 44 x 105 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: ERV/HRV, Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Located in the desirable Lynhurst Heights community, this move-in ready 'Wallingford' 2-storey home by Hayhoe Homes offers 4 bedrooms, 2.5 bathrooms, and a double car garage with convenient access to St. Thomas amenities and an easy drive to London and Highway 401. A striking two storey foyer welcomes you into the open concept main floor, featuring 9 foot ceilings, hardwood and ceramic tile flooring, and a designer kitchen with quartz countertops, tile backsplash, and a central island that flows into the eating area and great room with a fireplace and patio door leading to the rear covered deck with a barbecue gas line. Upstairs, the spacious primary suite features TWO walk in closets and a private five piece ensuite with a freestanding soaker tub, walk-in shower, and double sinks, along with three additional bedrooms and a full bathroom. The basement includes a finished vestibule at the bottom of the stairs and offers excellent development potential for a future family room, 5th bedroom, and bathroom. Additional highlights include a covered front porch, a hardwood staircase, convenient main floor laundry, Tarion New Home Warranty, and numerous upgrades throughout. Taxes to be assessed.
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 42203 McBain Line, Central Elgin, ON N5P 0E4
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About Purchasing a Home in Central Elgin, ON
For a property listed at $770,000 in Central Elgin, the legal minimum down payment is $52,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,875 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,875.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.