42549 Sparta Line, Central Elgin, ON

$925,000
MLS#:X13015286
6 beds
3 baths
2000-2500 sqft
17.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Other detached located in the coveted neighborhood of Union. Expertly crafted featuring premium hardboard and brick construction, this residence presents an exceptional opportunity offered at $925,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 98.7 x 573.68 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 17.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover the space and privacy of this charming raised ranch country home, set on a generous 1.97-acre property just minutes from the sandy beaches of Port Stanley and within walking distance of Union Golf Club. Originally built in 1985, this home feature six bedrooms and two and a half bathrooms, perfect for growing families, multi-generational living, or anyone seeking a peaceful rural setting with convenient access to nearby amenities. Recent upgrades include a newly poured concrete walkway, updated flooring throughout, and freshly professionally painted walls and kitchen, as well as a basement bathroom addition. The main level offers a warm and inviting layout, featuring a spacious living room along with an additional family room, ideal for both entertaining and everyday living. With five bedrooms on the main floor, including a generous primary suite complete with its own ensuite, as well as an additional full bathroom, there is no shortage of space for family and guests. Downstairs, the lower level continues to impress with a large rec room, additional bedroom, a newly added washroom, and large windows that allow for plenty of natural light. This versatile space is well-suited for teenagers, guests, a home office, or potential in-law accommodations. Additional highlights include a 2-car attached garage with heater, and a large driveway with plenty of room for parking, recreational vehicles and trailers. The upgraded metal roof provides long-term peace of mind, while the new front walkway enhances curb appeal. Enjoy summer BBQs while taking in the surrounding country views, and make the most of the expansive yard that offers endless opportunities for outdoor living in a private setting. Book your showing today to experience everything this beautiful property has to offer!

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Key Features

Bedrooms
6
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional Escape
Listed Date4/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleOther
ConstructionHardboard, Brick
BasementFull
Lot Size98.7 × 573.68 Feet
CountyElgin
Annual Tax$6,515
Legal DescriptionPT LT 3 CON 3 YARMOUTH PT 1 11R1120; CENTRAL ELGIN

Parking & Garage

Parking Spaces17.0
Garage Spaces15
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Central Vacuum, Auto Garage Door Remote

Security Features

Community Features

Location

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42549 Sparta Line, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42549 Sparta Line, Central Elgin, ON N0L 2L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

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Interest Rate5.25%
Down Payment$67,500 (7.3%)
* Minimum Canadian down payment required for this price is $67,500.
Amortization Period25 Years
Estimated Monthly Payment$5,110Based on a loan of $857,500 over 25 years.
Purchase Price$925,000
Loan Amount$857,500
Provincial Land Transfer Tax:$14,975
Total Estimated Closing Taxes:$14,975

About Purchasing a Home in Central Elgin, ON

For a property listed at $925,000 in Central Elgin, the legal minimum down payment is $67,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,975 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Union, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$991,100

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.