88 Lacroix Street, Chatham-Kent, ON

$495,000
MLS#:X12131040
5 beds
3 baths
2500-3000 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey triplex located in the coveted neighborhood of Chatham. Expertly crafted featuring premium vinyl siding and wood construction, this residence presents an exceptional opportunity offered at $495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 100 x 200 ft lot
  • Features a half basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient radiant heating via gas

Description

Step inside this stunning Triplex. This beautiful, well maintained Victorian home will leave you breathless as you visit each unit that has its own individual historical imprint. The main level front unit is a sprawling apartment with two elegant bedrooms that includes a front office and two decks to enjoy. The main level back unit is a charming one bedroom with a beautiful living room, and its own side deck and entrance. The upper unit is a lovely two bedroom; the one bedroom is currently being used as a dining room. This unit also offers a seating area on the upper deck. The property has two driveways on either side of the house for tenant convenience. This home is conveniently located, close to downtown Chatham, and many amenities, restaurants, shopping and the Hospital. This is a wonderful investment opportunity or an owner-occupied income earner.

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Property Summary

This triplex located at 88 Lacroix Street, Chatham-Kent is currently for sale and has been available on SousaSells for 434 days. This property is listed at $495,000 with an estimated mortgage of $1,648* per month. It has 5 beds, 3 bathrooms, and is 2500-3000 square feet. 88 Lacroix Street, Chatham-Kent is in the Chatham neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
3
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 13, 2025
Sold price information is available to members only
Listed Date5/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style2-Storey
ConstructionVinyl Siding, Wood
BasementHalf
Lot Size100 × 200 Feet
CountyChatham-Kent
Annual Tax$2,787.8
Legal DescriptionLT 11 PL 244; CHATHAM-KENT

Parking & Garage

Parking Spaces7.0
Garage Spaces7
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Place Of Worship, Public Transit, Wooded/Treed

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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88 Lacroix Street, Chatham-Kent, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 88 Lacroix Street, Chatham-Kent, ON N7M 2T6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

Configure Loan Settings

Interest Rate4.00%
Down Payment$148,500 (30.0%)
* Minimum Canadian down payment required for this price is $24,750.
Amortization Period30 Years
Estimated Monthly Payment$1,648Based on a loan of $346,500 over 30 years.
Purchase Price$495,000
Loan Amount$346,500
Provincial Land Transfer Tax:$6,375
Total Estimated Closing Taxes:$6,375

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $495,000 in Chatham-Kent, the legal minimum down payment is $24,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,375 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,295

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.