98 Warwick Drive, Chatham-Kent, ON

$684,900
MLS#:X12210293
4 beds
3 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Chatham. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $684,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 39.98 x 96.09 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome To This Modern, Move-In-Ready Detached 2-Storey Home, Offering Approximately 2,400 Sq.Ft Of Beautifully Finished Living Space. Just 2 Years Old And Still Under Tarion Warranty, This Home Is Perfect For Families Looking For Style, Comfort, And Functionality In A Peaceful, Family-Friendly Neighborhood. Set On A Generous Lot With Freshly Laid Grass And A Brand-New Concrete Driveway, The Exterior Features Timeless Brick And Vinyl Siding, A Spacious Covered Front Porch, And A Newly Built Backyard Deck-Perfect For Outdoor Entertaining. Step Inside To A Bright, Open -Concept Main Floor, Wide Staircases And Hallways, And Durable Engineered Plank Flooring Throughout-Completely Carpet-Free. The Heart Of The Home Is The Gourmet Kitchen, Featuring A Large Island, Quartz Countertops Throughout, Modern Cabinetry, And Ample Storage Space. Upstairs, You'll Find Four Spacious Bedrooms, Including A Serene Primary Suite, Plus A Convenient Upper-Level Laundry Room And Two Full Bathrooms. With 4 Bathrooms Total, There's Plenty Of Space For The Whole Family. The Unfinished Basement Offers A Blank Canvas With A Rough-In For Future Development, Including The Potential To Add A Separate Entrance, Making It Ideal For An In-Law Suite Or Future Rental Income. Dual Sump Pumps (Electrical And Water-Powered) Are Already In Place. Located Close To Highway 401, Top-Rated Schools, Parks, Shopping And All The Amenities Of Chatham, This Home Is A Perfect Blend Of Comfort, Design, And Long-Term Potential.

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Property Summary

This detached home located at 98 Warwick Drive, Chatham-Kent is currently for sale and has been available on SousaSells for 403 days. This property is listed at $684,900 with an estimated mortgage of $2,280* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 98 Warwick Drive, Chatham-Kent is in the Chatham neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 26, 2025
Sold price information is available to members only
Listed Date6/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size39.98 × 96.09 Feet
CountyChatham-Kent
Annual Tax$6,991
Legal DescriptionPART BLOCK 15, PLAN 24M990, PART 16 PLAN 24R11063 MUNICIPALITY CHATHAM-KENT

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Library, Public Transit, Rec./Commun.Centre, School, School Bus Route

Interior Features

Air Exchanger, Sump Pump

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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98 Warwick Drive, Chatham-Kent, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 98 Warwick Drive, Chatham-Kent, ON N7M 0T9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

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Interest Rate4.00%
Down Payment$205,470 (30.0%)
* Minimum Canadian down payment required for this price is $43,490.
Amortization Period30 Years
Estimated Monthly Payment$2,280Based on a loan of $479,430 over 30 years.
Purchase Price$684,900
Loan Amount$479,430
Provincial Land Transfer Tax:$10,173
Total Estimated Closing Taxes:$10,173

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $684,900 in Chatham-Kent, the legal minimum down payment is $43,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,173 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,173.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,295

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.