1005 Ontario Street, Cobourg, ON
Property no longer active
This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $720,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 1 Bathroom
- Generous living space spanning 1500-2000 sqft on a premium 130.22 x 125.5 ft lot
- Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 10.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Rough-In Bath, Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 1005 Ontario St. This charming 2-storey home in central Cobourg boasts timeless character with original hardwood floors, 4 bedrooms, and 1 bathroom, with the flexibility to convert easily to a 3-bedroom, 2-bath layout. Nestled on a generous in-town lot adorned with mature trees and no sidewalk to shovel, there's ample space for relaxation, gardening, and enjoying outdoor living. The detached double garage offers plenty of room for parking, storage, or a workshop. Recent updates include a roof (2018) and a furnace (2019). If you're a golf enthusiast, The Mill Golf Course is just a short stroll away. Built in 1948, this charming home offers timeless character and a fantastic opportunity to update and make it your own. Embrace its vintage appeal or reimagine the space to suit your modern vision!
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Property Summary
This detached home located at 1005 Ontario Street, Cobourg is currently for sale and has been available on SousaSells for 330 days. This property is listed at $720,000 with an estimated mortgage of $2,397* per month. It has 4 beds, 1 bathroom, and is 1500-2000 square feet. 1005 Ontario Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Golf, Place Of Worship, Hospital, School Bus Route
Interior Features
Rough-In Bath, Other
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 1005 Ontario Street, Cobourg, ON K9A 3C8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $720,000 in Cobourg, the legal minimum down payment is $47,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,875 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,875.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.