
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Step into a piece of history with this delightful family home that has been cherished by the same family for three generations. Located close to downtown Cobourg, without being right in the hustle and bustle, 102 Havelock St. offers a convenient but private locale. The home welcomes you with a covered porch/sunroom at the front of the house, perfect as a retreat to enjoy your coffee and newspaper. Walk through the "Shaker-style" front door onto wooden floors that guide you to the heart of the home. The living room is cozy, thanks to a charming fireplace, and it benefits from abundant natural light streaming through plentiful windows. The kitchen features extra cabinets, ensuring that all your culinary needs are within easy reach, making it a delight for those who love to cook. The main bathroom has been recently updated with elegant white tiling accented by black trim, delivering a fresh and inviting spa-like atmosphere. The expansive rec room on the lower level offers a second fireplace, numerous built-in cabinets, and a dedicated workroom complete with workbenches, creating a versatile space for both relaxation and crafting. Enjoy the benefits of heating with hot water radiators, ideal for those with allergies and practical for drying winter mittens. The backyard features a private patio, a sizable shed off the garage, and has been maintained with simplicity, making it the perfect outdoor oasis. This lovingly maintained home is suitable for single buyers, couples, or families of any age. The care and pride of ownership are evident throughout, making it a truly special place to call home.
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This detached home located at 102 Havelock Street, Cobourg is currently for sale and has been available on SousaSells for 6 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 102 Havelock Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.
None listed
The current listing price for 102 Havelock Street, Cobourg, ON in Cobourg, Cobourg is $699,000.
This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
102 Havelock Street, Cobourg, ON is a Detached (1 1/2 Storey) featuring a Partially Finished basement.
Key property features include: Fenced Yard, Place Of Worship.
Interior highlights include: Auto Garage Door Remote, Central Vacuum, ERV/HRV, Floor Drain, Water Meter, Workbench.
Security features include: Security System.
Yes, this property offers parking space for 3.0 vehicles (Attached).
Heating is provided via Gas and cooling via Other.
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 102 Havelock Street, Cobourg, ON K9A 2J7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.
About Purchasing a Home in Cobourg, ON
For a property listed at $699,000 in Cobourg, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.