1055 Birchwood Trail, Unit 35, Cobourg, ON

$489,900
MLS#:X9347786
2 beds
1 baths
600-699 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on November 14, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 600-699 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Situated in the sought-after Birchwood Trail Community, this newly updated single-level condo offers a perfect blend of comfort and convenience for those seeking a low-maintenance lifestyle in Northumberland. Begin your day with a peaceful moment on the inviting covered porch, which is ideal for enjoying a morning coffee. Inside, the open-concept layout is filled with natural light, effortlessly connecting the airy living room to a sleek modern kitchen featuring built-in appliances, a subway tile backsplash, and stylish lighting. The kitchen, complete with a breakfast bar and dining space, is the heart of the home, perfect for both culinary creations and intimate meals. Two generously sized bedrooms offer cozy retreats, complemented by a chic, well-designed bathroom. With the added benefit of in-suite laundry, this home is as functional as it is stylish. Outside, enjoy the convenience of designated parking just steps from your door. Ideally located near local amenities, including Northumberland Hills Hospital, and offering easy access to the 401, this home defines easy, stress-free living in a prime location.

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Property Summary

This townhouse located at 1055 Birchwood Trail, Cobourg is currently for sale and has been available on SousaSells for 673 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 2 beds, 1 bathroom, and is 600-699 square feet. 1055 Birchwood Trail, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
600-699 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateNovember 14, 2024
Sold price information is available to members only
Listed Date9/13/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$2,790.44

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

Hospital, Park, Rec./Commun.Centre, School

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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1055 Birchwood Trail, Unit 35, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1055 Birchwood Trail 1103, Cobourg, ON K9A 5Y2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period30 Years
Estimated Monthly Payment$1,631Based on a loan of $342,930 over 30 years.
Purchase Price$489,900
Loan Amount$342,930
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Cobourg, ON

For a property listed at $489,900 in Cobourg, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.