137 Furnace Street, Unit 5, Cobourg, ON

$420,000
MLS#:X13652138
4 beds
2 baths
1200-1399 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $420,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Brick & Beam, Carpet Free, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located in the welcoming lakeside community of Cobourg, Unit 5-137 Furnace Street offers a thoughtfully upgraded living space ideal for families, first-time buyers, or investors. This well-maintained 3+1 bedroom, 2 full bathroom home features a functional layout with bright principal rooms and comfortable living areas throughout. The added basement apartment provides excellent flexibility-perfect for extended family, guests, or potential rental income-featuring an extra bedroom and enhanced living space. The property blends practicality with value, offering multiple-use potential in a quiet, established neighbourhood close to schools, shopping, transit, and Cobourg's vibrant downtown and waterfront. Whether you're looking to live in and rent out, or simply enjoy extra space for your family, this home delivers versatility and strong long-term appeal. A solid opportunity in one of Northumberland's most desirable communities.

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Property Summary

This townhouse located at 137 Furnace Street, Cobourg is currently for sale and has been available on SousaSells for 3 days. This property is listed at $420,000 with an estimated mortgage of $1,398* per month. It has 4 beds, 2 bathrooms, and is 1200-1399 square feet. 137 Furnace Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1200-1399 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date8/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick
BasementFinished
CountyNorthumberland
Annual Tax$2,828

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Brick & Beam
  • Carpet Free
  • Floor Drain
  • In-Law Suite
  • Water Heater

Security Features

  • Alarm System
  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 137 Furnace Street, Unit 5, Cobourg, ON

Q.What is the asking price for 137 Furnace Street, Unit 5, Cobourg, ON ?

The current listing price for 137 Furnace Street, Unit 5, Cobourg, ON in Cobourg, Cobourg is $420,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1200-1399 sqft.

Q.What property type and architectural style is 137 Furnace Street, Unit 5, Cobourg, ON ?

137 Furnace Street, Unit 5, Cobourg, ON is a Condo Townhouse (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Brick & Beam, Carpet Free, Floor Drain, In-Law Suite, Water Heater.

Q.What security features are installed at 137 Furnace Street, Unit 5, Cobourg, ON ?

Security features include: Alarm System, Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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137 Furnace Street, Unit 5, Cobourg, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 137 Furnace Street 5, Cobourg, ON K9A 2E5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$126,000 (30.0%)
* Minimum Canadian down payment required for this price is $21,000.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $294,000 over 30 years.
Purchase Price$420,000
Loan Amount$294,000
Provincial Land Transfer Tax:$4,875
Total Estimated Closing Taxes:$4,875

About Purchasing a Home in Cobourg, ON

For a property listed at $420,000 in Cobourg, the legal minimum down payment is $21,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,875 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,875.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.