1397 Ontario Street, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $529,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 88.15 x 122.46 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 11.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this charming country home offering the perfect blend of peaceful living and modern updates. This updated detached home is move-in ready and offers stylish finishes throughout. The welcoming front entry features shiplap accents, a rustic barn door, and convenient built-in storage, stackable laundry, and heated floor. Updated kitchen offers new cabinetry, s/s appliances including a gas stove, silestone countertops (26), and a new back door leading to the expansive backyard - perfect for entertaining. The beautifully renovated 4-piece bathroom showcases subway tile and modern finishes, while fresh paint and new laminate flooring throughout the kitchen, living room, and bathroom create a bright, contemporary feel. The primary bedroom features hardwood flooring, with new ceiling fans installed in both bedrooms and the living room. Bonus space in the loft - whether you are looking for an art room, playroom or additional storage! Step outside to enjoy the spacious backyard featuring a large deck with a live-edge bar top, patio, gazebo, and new rear fence (2026), an ideal setting for relaxing or entertaining family & friends. New second driveway added - great for parking your RV or recreational vehicles! Additional highlights include a detached garage (freshly painted), gas furnace (2021), central air conditioning (2026), well pressure tank (2024), new front window and entry door (2026), large deck (2025), Siding on house (2026), an additional driveway providing parking for up to five vehicles, and numerous quality updates throughout. A wonderful opportunity for first-time buyers, downsizers, or anyone looking to enjoy country living just 10 minutes from the Town of Cobourg, its renowned waterfront, shopping, restaurants, and everyday amenities.
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Property Summary
This detached home located at 1397 Ontario Street, Cobourg is currently for sale and has been available on SousaSells for 7 days. This property is listed at $529,900 with an estimated mortgage of $1,764* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 1397 Ontario Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-1100 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Hospital
Interior Features
- Primary Bedroom - Main Floor
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 1397 Ontario Street, Cobourg, ON
Q.What is the asking price for 1397 Ontario Street, Cobourg, ON ?
The current listing price for 1397 Ontario Street, Cobourg, ON in Cobourg, Cobourg is $529,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
Q.What property type and architectural style is 1397 Ontario Street, Cobourg, ON ?
1397 Ontario Street, Cobourg, ON is a Detached (Bungalow) featuring a Unfinished basement.
Q.What key property features does 1397 Ontario Street, Cobourg, ON offer?
Key property features include: Beach, Hospital.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor.
Q.Is parking available at this property?
Yes, this property offers parking space for 11.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 1397 Ontario Street, Cobourg, ON K9A 0N7
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $529,900 in Cobourg, the legal minimum down payment is $27,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,073 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.