156 Spencer Street, Cobourg, ON
Property no longer active
This property was sold on February 27, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $625,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 39.99 x 162 ft lot
- Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Discover This Beautifully Updated 3-Bedroom, 2-Bathroom Bungalow, Just A 4-Minute Drive From The Stunning Cobourg Beach. Situated On A Massive Lot, This Property Offers Endless Possibilities, Including Room For A Hockey Rink And A Hobby Shed Equipped With Electrical Service. This Home Has Undergone Extensive Renovations, Ensuring Modern Comforts And Efficiency. Key Features Include: New Furnace & Duct Work: Installed In November 2019, Newly Installed Blow-In Insulation In The Attic For Enhanced Energy Efficiency. A New 200A Service And All-New Electrical System Throughout The House (November 2019), Complete With Interconnected Fire Alarms In Bedrooms, Hallways, And The Furnace Room, All New Plumbing Drains, Vents, And Water Lines To The Water Meter November 2019, A New Front Deck 2020 And A New A/C Unit Installed In June 2024. This Bungalow Blends Modern Living With Ample Outdoor Space, Perfect For Families And Hobbyists Alike. Don't Miss The Opportunity To Make This Beautifully Updated Home Your Own!
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Property Summary
This detached home located at 156 Spencer Street, Cobourg is currently for sale and has been available on SousaSells for 178 days. This property is listed at $625,000 with an estimated mortgage of $2,080* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 156 Spencer Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Beach, Fenced Yard, Hospital, Library, Public Transit
Interior Features
Water Heater
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Community Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 156 Spencer Street E, Cobourg, ON K9A 1C4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $625,000 in Cobourg, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.