159 D'arcy Street, Cobourg, ON

$784,500
MLS#:X12694148
4 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 11, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $784,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 64 x 132 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Distinguished by its stone and brick exterior, this home stands out on a quiet street just steps from Lake Ontario, Donegan Park, and the heart of downtown Cobourg, offering a truly walkable lakeside lifestyle that is rarely available. Inside, the main level flows easily between the kitchen, dining, and living spaces, creating a layout that feels both open and comfortable. The kitchen is designed for everyday living and entertaining, featuring granite countertops and generous prep space. A bright sunroom provides a relaxed spot to unwind or enjoy your morning coffee, while the living room gas fireplace adds warmth and a welcoming focal point. Upstairs, three well proportioned bedrooms include a spacious primary retreat, offering a quiet place to recharge at the end of the day. With four bathrooms in total, there is plenty of room and convenience for family and guests alike. The finished lower level extends the living space with a fourth bedroom, a cozy family area,and excellent storage, making it ideal for guests, teens, or a home office setup.Move in ready and thoughtfully laid out, this home pairs comfort with an unbeatable location.Enjoy daily walks to the beach, parks, marina, shops, and restaurants, all just moments from your front door. This is Cobourg living at its best.

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Property Summary

This detached home located at 159 D'arcy Street, Cobourg is currently for sale and has been available on SousaSells for 183 days. This property is listed at $784,500 with an estimated mortgage of $2,611* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 159 D'arcy Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 11, 2026
Sold price information is available to members only
Listed Date1/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Brick
BasementFinished
Lot Size64 × 132 Feet
CountyNorthumberland
Annual Tax$5,615
Legal DescriptionPT LT 35 TIER 2 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG; PT LT 36 TIER 2 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG AS IN NC281636; COBOURG

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake/Pond, Park, Place Of Worship, School

Interior Features

None

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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159 D'arcy Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 159 D'arcy Street, Cobourg, ON K9A 3Z9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$235,350 (30.0%)
* Minimum Canadian down payment required for this price is $53,450.
Amortization Period30 Years
Estimated Monthly Payment$2,611Based on a loan of $549,150 over 30 years.
Purchase Price$784,500
Loan Amount$549,150
Provincial Land Transfer Tax:$12,165
Total Estimated Closing Taxes:$12,165

About Purchasing a Home in Cobourg, ON

For a property listed at $784,500 in Cobourg, the legal minimum down payment is $53,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,165 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,165.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.