165 Maher Street, Cobourg, ON

$639,900
MLS#:X13072358
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding and other construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 49.89 x 88.24 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Immaculate, move-in-ready home in an exceptional lakeside location-just one house from the shores of Lake Ontario. Enjoy daily walks along the beach, breathtaking sunsets, refreshing swims, and stunning waterfront views, all just steps from your door. This sun-filled home features bright, inviting living and dining areas, perfect for both everyday living and entertaining. The spotless eat-in kitchen offers a welcoming space for family meals, while the spacious family room provides a walkout to a beautifully manicured backyard-ideal for relaxing or hosting guests. The finished basement adds valuable living space, perfect for a cozy den, recreation room, or quiet retreat. Located just steps from Monk's Cove Park and beach, this home offers the best of outdoor living in one of Cobourg's most sought-after neighbourhoods. The generously sized primary bedroom features semi-ensuite access to a beautifully updated bathroom complete with a luxurious jacuzzi-style tub. A rare opportunity to own in a premium lakeside setting-your dream lifestyle starts here. House has lots of storage room in the crawl space, off the basement. For all you fisher men and women, there is a great Fishing spot just a 5 min walk to Peace Park.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 3, 2026
Sold price information is available to members only
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionAluminum Siding, Other
BasementSeparate Entrance, Finished
Lot Size49.89 × 88.24 Feet
CountyNorthumberland
Annual Tax$6,815
Legal DescriptionLT 3 PL 416 COBOURG; COBOURG

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake/Pond

Interior Features

None

Security Features

Community Features

Location

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165 Maher Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 165 Maher Street, Cobourg, ON K9A 4S9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$38,990 (6.1%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period25 Years
Estimated Monthly Payment$3,581Based on a loan of $600,910 over 25 years.
Purchase Price$639,900
Loan Amount$600,910
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Cobourg, ON

For a property listed at $639,900 in Cobourg, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$768,324

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.