20 Catherine Street, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $539,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 75 x 140 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient carport configuration
- Notable attributes: Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
There's something rewarding about finding a home you can enjoy from day one while making it your own over time. Welcome to 20 Catherine Street, a raised bungalow set on an oversized lot in one of Cobourg's established neighbourhoods. With parks nearby and minutes to downtown Cobourg, Victoria Park, and Cobourg Beach, this home offers the perfect balance of quiet residential living and easy access to everything the community has to offer. The main floor features three bedrooms, hardwood flooring, and bright, comfortable living spaces that feel warm and welcoming. The functional layout provides a fantastic opportunity to add your own personal style at a pace that works for you. The lower level offers even more flexibility with a spacious family room, recreation room, workshop, generous storage, and a separate rear entrance, making it well suited for hobbies, a home office, or additional living space. Outside, the oversized backyard provides plenty of room for entertaining, gardening, letting the kids play, or simply enjoying a little more outdoor space than many in-town properties can offer. Whether you're purchasing your first home, looking to downsize, or searching for a property where your updates can add lasting value, 20 Catherine Street is a place where you can settle in, make it your own, and enjoy for years to come.
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Property Summary
This detached home located at 20 Catherine Street, Cobourg is currently for sale and has been available on SousaSells for 10 days. This property is listed at $539,000 with an estimated mortgage of $1,794* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 20 Catherine Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Primary Bedroom - Main Floor
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 20 Catherine Street, Cobourg, ON
Q.What is the asking price for 20 Catherine Street, Cobourg, ON ?
The current listing price for 20 Catherine Street, Cobourg, ON in Cobourg, Cobourg is $539,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 20 Catherine Street, Cobourg, ON ?
20 Catherine Street, Cobourg, ON is a Detached (Bungalow-Raised) featuring a Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Carport).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 20 Catherine Street, Cobourg, ON K9A 4V1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $539,000 in Cobourg, the legal minimum down payment is $28,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,255 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.