244 Ruttan Terrace, Cobourg, ON
Property no longer active
This property was sold on September 25, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow-Raised semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding and brick front construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 48.72 x 96.36 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient built-in configuration
- Notable attributes: Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This welcoming 2+1 bedroom semi-detached home is a fantastic opportunity for first-time buyers, downsizers, or anyone looking for comfortable, easy living. The main floor features a great living and dining area, a functional kitchen, and two well-sized bedrooms, with the second bedroom offering convenient access to the backyard and covered deck, making outdoor living a breeze. The fully finished basement adds even more space with a bonus bedroom or office, a spacious rec room, and plenty of room to relax, work, or host guests. Step outside to enjoy your private backyard retreat, perfect for morning coffee or evening BBQs. Located just minutes from Lake Ontario, parks and shopping, this home delivers space, comfort, and convenience. Move in, settle down, and enjoy everything this home has to offer!
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Property Summary
This detached home located at 244 Ruttan Terrace, Cobourg is currently for sale and has been available on SousaSells for 406 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 244 Ruttan Terrace, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 244 Ruttan Terrace, Cobourg, ON K9A 5X6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $599,000 in Cobourg, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.