
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $675,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Discover the timeless character of this lovingly maintained 3-bedroom, 2-bath home in the heart of downtown Cobourg. Blending historic charm with thoughtful modern updates, this inviting home offers warmth, style, and functionality throughout. The welcoming living room features beautiful hardwood flooring, an oversized picture window, and a natural gas fireplace, creating the perfect place to relax. Hardwood flooring continues through the dining room and all three bedrooms, adding warmth and character throughout the home. The modern kitchen showcases wood countertops, open shelving, a classic subway tile backsplash, contemporary cabinetry, and updated hardware. French doors between the living and dining rooms provide an open, airy feel while maintaining defined living spaces. At the rear of the home, the bright family room is enhanced by a skylight and large glass doors that open onto the deck, creating an ideal space for everyday living and entertaining. A convenient main-floor laundry room and a 3-piece bathroom complete the main level. Upstairs, you'll find three bright and spacious bedrooms and a well-appointed 4-piece bathroom. The finished lower level offers a versatile rec room with a media area and games nook, perfect for family movie nights, a home office, or additional living space. A standout feature of the property is the impressive 23' x 15' detached garage/workshop, complete with its own 240 volt electrical panel. Whether you're a hobbyist, woodworker, car enthusiast, or simply need additional storage and workspace, this versatile building offers endless possibilities for projects, equipment, or a home workshop. Located within walking distance of downtown shops, restaurants, parks, Via Rail, and Cobourg's beautiful waterfront, this exceptional home offers the perfect balance of character, comfort, and convenience. Extras: HWT on demand, All windows 2022, dishwasher 2025, Freshly painted 2026, High efficiency heating and water combi system, Boiler
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This detached home located at 35 Havelock Street, Cobourg is currently for sale and has been available on SousaSells for 14 days. This property is listed at $675,000 with an estimated mortgage of $2,247* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 35 Havelock Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
Families, couples, or downsizers looking for a well-proportioned home in Cobourg.
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The current listing price for 35 Havelock Street, Cobourg, ON in Cobourg, Cobourg is $675,000.
This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
35 Havelock Street, Cobourg, ON is a Detached (2-Storey) featuring a Full, Partially Finished basement.
Key property features include: Library, Place Of Worship, Public Transit, Rec./Commun.Centre, School, School Bus Route.
Interior highlights include: Carpet Free.
Yes, this property offers parking space for 5.0 vehicles (Detached).
Heating is provided via Gas and cooling via Other.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 35 Havelock Street, Cobourg, ON K9A 2J2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.
About Purchasing a Home in Cobourg, ON
For a property listed at $675,000 in Cobourg, the legal minimum down payment is $42,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,975 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.