35 Havelock Street, Cobourg, ON

$675,000
MLS#:X13597550
3 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
35 Havelock Street, Cobourg, ON K9A 2J2

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $675,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 42.26 x 154.31 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free
  • equipped with other central cooling and highly efficient heat pump heating via gas

Description

Discover the timeless character of this lovingly maintained 3-bedroom, 2-bath home in the heart of downtown Cobourg. Blending historic charm with thoughtful modern updates, this inviting home offers warmth, style, and functionality throughout. The welcoming living room features beautiful hardwood flooring, an oversized picture window, and a natural gas fireplace, creating the perfect place to relax. Hardwood flooring continues through the dining room and all three bedrooms, adding warmth and character throughout the home. The modern kitchen showcases wood countertops, open shelving, a classic subway tile backsplash, contemporary cabinetry, and updated hardware. French doors between the living and dining rooms provide an open, airy feel while maintaining defined living spaces. At the rear of the home, the bright family room is enhanced by a skylight and large glass doors that open onto the deck, creating an ideal space for everyday living and entertaining. A convenient main-floor laundry room and a 3-piece bathroom complete the main level. Upstairs, you'll find three bright and spacious bedrooms and a well-appointed 4-piece bathroom. The finished lower level offers a versatile rec room with a media area and games nook, perfect for family movie nights, a home office, or additional living space. A standout feature of the property is the impressive 23' x 15' detached garage/workshop, complete with its own 240 volt electrical panel. Whether you're a hobbyist, woodworker, car enthusiast, or simply need additional storage and workspace, this versatile building offers endless possibilities for projects, equipment, or a home workshop. Located within walking distance of downtown shops, restaurants, parks, Via Rail, and Cobourg's beautiful waterfront, this exceptional home offers the perfect balance of character, comfort, and convenience. Extras: HWT on demand, All windows 2022, dishwasher 2025, Freshly painted 2026, High efficiency heating and water combi system, Boiler

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 35 Havelock Street, Cobourg is currently for sale and has been available on SousaSells for 14 days. This property is listed at $675,000 with an estimated mortgage of $2,247* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 35 Havelock Street, Cobourg is in the Cobourg neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Partially Finished
Lot Size42.26 × 154.31 Feet
CountyNorthumberland
Annual Tax$4,519
Legal DescriptionLT 4 BLK E S/S UNIVERSITY AV AND E/S GEORGE ST PL CADDY (FORMERLY LT 17 CON A HAMILTON) COBOURG EXCEPT CB133630; COBOURG

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingOther

Features

Property Features

  • Library
  • Place Of Worship
  • Public Transit
  • Rec./Commun.Centre
  • School
  • School Bus Route

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 35 Havelock Street, Cobourg, ON

Q.What is the asking price for 35 Havelock Street, Cobourg, ON ?

The current listing price for 35 Havelock Street, Cobourg, ON in Cobourg, Cobourg is $675,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 35 Havelock Street, Cobourg, ON ?

35 Havelock Street, Cobourg, ON is a Detached (2-Storey) featuring a Full, Partially Finished basement.

Q.What key property features does 35 Havelock Street, Cobourg, ON offer?

Key property features include: Library, Place Of Worship, Public Transit, Rec./Commun.Centre, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Virtual Tour & 3D Walkthrough

Open Tour in New Tab

Location

Initializing map...
35 Havelock Street, Cobourg, ON

Google Street View

Open in Google Maps
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 35 Havelock Street, Cobourg, ON K9A 2J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$202,500 (30.0%)
* Minimum Canadian down payment required for this price is $42,500.
Amortization Period30 Years
Estimated Monthly Payment$2,247Based on a loan of $472,500 over 30 years.
Purchase Price$675,000
Loan Amount$472,500
Provincial Land Transfer Tax:$9,975
Total Estimated Closing Taxes:$9,975

About Purchasing a Home in Cobourg, ON

For a property listed at $675,000 in Cobourg, the legal minimum down payment is $42,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,975 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,975.

Similar Listings in Cobourg, Cobourg

Explore all Just Listed Homes in Cobourg

Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.