370 Division Street, Cobourg, ON

$489,000
MLS#:X13585836
2 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
370 Division Street, Cobourg, ON K9A 3R6

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $489,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 165 ft lot
  • Features a unfinished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient other configuration
  • Notable attributes: Other
  • Efficient forced air heating via gas

Description

Located in a wonderful central location just a short walk to downtown Cobourg, the beach and all surrounding amenities.This 1896 brick home sits on a nice deep lot that is fully fenced and is much larger than it looks. Offering large principle rooms and some beautiful original wood floors and trim. The detached workshop would make any renovation project much easier to complete and offers lots of storage space or could be used as a garage.

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Property Summary

This detached home located at 370 Division Street, Cobourg is currently for sale and has been available on SousaSells for 17 days. This property is listed at $489,000 with an estimated mortgage of $1,628* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 370 Division Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementUnfinished, Walk-Up
Lot Size50 × 165 Feet
CountyNorthumberland
Annual Tax$4,106.59
Legal DescriptionPT LT 1 BLK K G PL CADDY(FORMERLY LT 16 CDN A HAMILTON COBOURG PT LT 4 BLK GPLCADDY(FORMERLY LT16 CDN A HAMILTON COBOURGAS IN NC242136 S/T DEBTS IN NC242136 COBOURG

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeOther

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 370 Division Street, Cobourg, ON

Q.What is the asking price for 370 Division Street, Cobourg, ON ?

The current listing price for 370 Division Street, Cobourg, ON in Cobourg, Cobourg is $489,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 370 Division Street, Cobourg, ON ?

370 Division Street, Cobourg, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Walk-Up basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Other).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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370 Division Street, Cobourg, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 370 Division Street, Cobourg, ON K9A 3R6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,450.
Amortization Period30 Years
Estimated Monthly Payment$1,628Based on a loan of $342,300 over 30 years.
Purchase Price$489,000
Loan Amount$342,300
Provincial Land Transfer Tax:$6,255
Total Estimated Closing Taxes:$6,255

About Purchasing a Home in Cobourg, ON

For a property listed at $489,000 in Cobourg, the legal minimum down payment is $24,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,255 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,255.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.