378 Lonsberry Drive, Cobourg, ON

$745,000
MLS#:X12764532
4 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $745,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 42.65 x 105.61 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, ERV/HRV, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Huge value, pristinely kept, and perfectly located! 378 Lonsberry Drive offers the best of Cobourg's East Village: a low-maintenance lifestyle in a home that feels brand new. Built by local award-winning builder Stalwood Homes, this classic bungalow is tucked away on a quiet street just minutes from all the amenities Cobourg has to offer. The curb appeal starts at the delightful covered porch with views of distant pine trees and professional landscaping. Inside, the home is designed for easy and refined one-level living. The main living area features beautiful hardwood flooring, a gas fireplace, and an elegant coffered ceiling that brings a sense of warmth and tradition to the space. For those who love to host, the formal dining room offers plenty of room for a large table and your favourite art pieces. The kitchen is both beautiful and practical, finished with statement granite countertops and a suite of like-new appliances. The pride of ownership continues outside to the back deck and patio, overlooking a private, low-maintenance backyard. Downstairs, the finished basement adds significant living space with a large rec room, two additional bedrooms, and a full 4-piecebathroom-ideal for guests or a hobby setup. Key highlights include an oversized primary bedroom with dual closets, a double car garage with built-in shelving, an owned water softener and filtration system, and a spacious entryway with plenty of storage. It is rare to find a home this meticulously cared for in such a prime location.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date2/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size42.65 × 105.61 Feet
CountyNorthumberland
Annual Tax$5,505
Legal DescriptionPT LT 75, PL 39M875 DES AS PT 5, PL 39R13192 TOWN OF COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Hospital, Arts Centre, Park, Rec./Commun.Centre, School

Interior Features

Central Vacuum, ERV/HRV, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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378 Lonsberry Drive, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 378 Lonsberry Drive, Cobourg, ON K9A 0K4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate5.25%
Down Payment$49,500 (6.6%)
* Minimum Canadian down payment required for this price is $49,500.
Amortization Period25 Years
Estimated Monthly Payment$4,145Based on a loan of $695,500 over 25 years.
Purchase Price$745,000
Loan Amount$695,500
Provincial Land Transfer Tax:$11,375
Total Estimated Closing Taxes:$11,375

About Purchasing a Home in Cobourg, ON

For a property listed at $745,000 in Cobourg, the legal minimum down payment is $49,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,375 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,375.

Nearby Listings

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No current listings found in Cobourg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$768,151

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.