384 Ball Street, Cobourg, ON

$825,000
MLS#:X12373949
5 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 13, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $825,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 48.81 x 107.59 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, In-Law Capability
  • Efficient radiant heating via gas

Description

Beautiful and timeless Jackson style home that maintains the original character with perfectly blended modern finishes. Over 2300 square feet of living space (above grade) with hardwood flooring throughout. This 1912 masterpiece has undeniable curb appeal with the full-length covered front porch - a great space for relaxing, hosting and watching the sunset. The warmth and uniqueness of the home are felt the moment you step into the welcoming foyer with open staircase and wood stove. Open concept living and dining with large windows, high ceilings and 12" baseboards. Bright & open modern kitchen with quartz countertops, stainless steel appliances, ample cabinetry and large island. Rear addition w in-floor heating offers a great mudroom or office space complete with modern 3-piece bath, laundry and convenient garage access. The second storey offers 4 generous bedrooms, 4-piece bath and great storage. The finished third floor delivers the wow with the perfect space for a family room, office, studio or gym with an exposed brick wall, skylight, storage and office nook. The partially finished basement with above grade windows and separate entrance has great in-law potential and is currently set up for a rec room, 5th bedroom and large utility/storage room. Enjoy time outdoors in the fully-fenced backyard that has a very European feel with a stone patio, pergola draped with vines, pond, perennial gardens and soaring mature trees. Located on a quiet one-way street in the heart of downtown Cobourg just steps away from downtown's restaurants and shops, Cobourg Beach & Marina, schools and parks all with quick access to the 401. This century home has been beautifully preserved, tastefully updated and is bursting with pride of ownership and is truly one not to be missed! Recent updates include: Kitchen, Main Floor Bathroom, Windows, Wood Stove, Appliances, Exterior Sealing

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Property Summary

This detached home located at 384 Ball Street, Cobourg is currently for sale and has been available on SousaSells for 317 days. This property is listed at $825,000 with an estimated mortgage of $2,746* per month. It has 5 beds, 2 bathrooms, and is 2000-2500 square feet. 384 Ball Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 13, 2025
Sold price information is available to members only
Listed Date9/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementPartially Finished, Separate Entrance
Lot Size48.81 × 107.59 Feet
CountyNorthumberland
Annual Tax$4,949
Legal DescriptionPT LT 13 BLK N PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG; PT LT 14 BLK N PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG PT 1 39R2154 & PT 2 39R6863; S/T NC229908; COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Beach, Golf, Fenced Yard, Hospital, School, Lake/Pond

Interior Features

Carpet Free, In-Law Capability

Security Features

Community Features

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Location

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384 Ball Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 384 Ball Street, Cobourg, ON K9A 3J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$247,500 (30.0%)
* Minimum Canadian down payment required for this price is $57,500.
Amortization Period30 Years
Estimated Monthly Payment$2,746Based on a loan of $577,500 over 30 years.
Purchase Price$825,000
Loan Amount$577,500
Provincial Land Transfer Tax:$12,975
Total Estimated Closing Taxes:$12,975

About Purchasing a Home in Cobourg, ON

For a property listed at $825,000 in Cobourg, the legal minimum down payment is $57,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,975 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.