389 Victoria Street, Cobourg, ON
Property no longer active
This property was sold on January 23, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $574,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 55 x 135 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Quintessential small town living in the heart of downtown Cobourg with private backyard oasis and bonus office/studio space above the detached garage. Built in 1856, this home offers a tasteful blend of modern finishes and century charm. Main floor offers convenient single-level living with large welcoming foyer with open wood staircase, spacious front living room with large windows and adjoining bright and open dining room. Modern updated kitchen with granite countertops, stainless appliances, breakfast bar and new backsplash and range hood. Generous bedroom with walkout to large covered deck. Main floor completed with 3-piece bath with clawfoot tub, laundry room, and 3-season sunroom overlooking the private backyard retreat. Upstairs boasts a large open primary bedroom with 3-piece ensuite as well as a third bedroom/office/dressing room with large walk-in closet with built-in shelves. The large detached garage and workshop is a hobbyist's dream with a separate panel and bonus ~200sf upstairs studio/office/guest room with new heat pump and upgraded insulation. Sprawling backyard (almost entirely fenced) with soaring mature trees, perennial gardens and lots of privacy. The large covered porch with Eastern exposure offers an idyllic space to start your day with a morning coffee or unwind after a day's work. Located just steps from shops, restaurants, library, Cobourg Beach & Marina, Lake Ontario, dog park and schools. This home has something for everyone and is sure to please. Recent updates include: new heat pump & upgraded insulation for office/studio, new electrical panel in garage, range hood, backsplash, PVC waste water pipe, main floor & back deck paint
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Property Summary
This detached home located at 389 Victoria Street, Cobourg is currently for sale and has been available on SousaSells for 224 days. This property is listed at $574,900 with an estimated mortgage of $1,914* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 389 Victoria Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Beach, Fenced Yard, Golf, Hospital, Library, Lake/Pond
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 389 Victoria Street, Cobourg, ON K9A 3G7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $574,900 in Cobourg, the legal minimum down payment is $32,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,973 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.