438A Orchard Avenue, Cobourg, ON

$800,000
MLS#:X11989168
3 beds
3 baths
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 27, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey att/row/townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $800,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Premium 46.42 x 97.48 ft lot size
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 438A Orchard Avenue in beautiful Cobourg, Ontario! This stunning "Hamilton" model by Mason Homes, built in 2023, is move-in ready and offers a bright, airy living space with cathedral ceilings and expansive windows. Featuring 3 bedrooms and 3 full bathrooms, this home is designed for comfort and functionality. The main level boasts two bedrooms, while the upper loft provides additional versatile space. The heart of the home is the generous-sized kitchen island, perfect for entertaining and family time. Plus, the unfinished basement is a blank canvas, ready for your personal touch. Dont miss this opportunity to own a thoughtfully designed home in a desirable location! Power of Sale. As is, where is.

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Property Summary

This townhouse located at 438A Orchard Avenue, Cobourg is currently for sale and has been available on SousaSells for 505 days. This property is listed at $800,000 with an estimated mortgage of $2,663* per month. It has 3 beds, 3 bathrooms, and is unknown square feet. 438A Orchard Avenue, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 27, 2025
Sold price information is available to members only
Listed Date2/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style1 1/2 Storey
ConstructionBrick
BasementUnfinished
Lot Size46.42 × 97.48 Feet
CountyNorthumberland
Annual Tax$7,112
Legal DescriptionPART BLOCK 3, PLAN 39M947, PARTS 16 & 17, 39R14580 SUBJECT TO AN EASEMENT IN GROSS OVER PARTS 4 & 5 ON 39R14304 AS IN ND218907 TOGETHER WITH AN EASEMENT OVER PARTS 18, 19, 20, 21 & 22, 39R14580 AS IN ND248754 SUBJECT TO AN EASEMENT OVER PARTS 16 & 17, 39R14580 IN FAVOUR OF PARTS 18, 19, 20, 21 & 22, 39R14580 AS IN ND248754 SUBJECT TO AN EASEMENT FOR ENTRY AS IN ND251735 TOWN OF COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump

Security Features

Community Features

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Location

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438A Orchard Avenue, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 438A Orchard Avenue, Cobourg, ON K9A 3T7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$240,000 (30.0%)
* Minimum Canadian down payment required for this price is $55,000.
Amortization Period30 Years
Estimated Monthly Payment$2,663Based on a loan of $560,000 over 30 years.
Purchase Price$800,000
Loan Amount$560,000
Provincial Land Transfer Tax:$12,475
Total Estimated Closing Taxes:$12,475

About Purchasing a Home in Cobourg, ON

For a property listed at $800,000 in Cobourg, the legal minimum down payment is $55,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,475 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.