470 Lonsberry Drive, Unit 4, Cobourg, ON

$395,000
MLS#:X13586974
2 beds
1 baths
900-999 sqft
1.0 parking
Residential Condo & Other
470 Lonsberry Drive 506, Cobourg, ON K9A 0K4

Property Highlights

Welcome to this remarkable Bungalow condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Nestled within a vibrant, friendly community, Unit 506 at 470 Lonsberry Drive offers a beautiful bungalow-style layout designed for low-maintenance, worry-free living. Step inside this bright, end-unit home to a welcoming open concept floor plan with tons of windows and sunlight. The kitchen serves as the heart of the home, featuring a functional breakfast bar for casual dining, crisp white cabinetry, and seamless flow into the primary living and dining areas. The main floor design includes one large primary bedroom and a 2nd bedroom/den, full 4 piece bathroom, convenient in-suite laundry, and extra storage tucked away in the dedicated utility room. Skip the chores of snow shoveling and lawn care. Step outside to enjoy immediate access to local parks, transit, and Cobourg's historic waterfront district. Designated parking spot is right outside your front door, with plenty of visitor parking as well. Perfect for first-time buyers, investors, or downsizers looking for a cozy, stair-free retreat.

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Property Summary

This condo apartment located at 470 Lonsberry Drive, Cobourg is currently for sale and has been available on SousaSells for 16 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 2 beds, 1 bathroom, and is 900-999 square feet. 470 Lonsberry Drive, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleBungalow
ConstructionBrick
BasementNone
CountyNorthumberland
Annual Tax$3,870.77

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 470 Lonsberry Drive, Unit 4, Cobourg, ON

Q.What is the asking price for 470 Lonsberry Drive, Unit 4, Cobourg, ON ?

The current listing price for 470 Lonsberry Drive, Unit 4, Cobourg, ON in Cobourg, Cobourg is $395,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 900-999 sqft.

Q.What property type and architectural style is 470 Lonsberry Drive, Unit 4, Cobourg, ON ?

470 Lonsberry Drive, Unit 4, Cobourg, ON is a Condo Apartment (Bungalow) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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470 Lonsberry Drive, Unit 4, Cobourg, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 470 Lonsberry Drive 506, Cobourg, ON K9A 0K4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$118,500 (30.0%)
* Minimum Canadian down payment required for this price is $19,750.
Amortization Period30 Years
Estimated Monthly Payment$1,315Based on a loan of $276,500 over 30 years.
Purchase Price$395,000
Loan Amount$276,500
Provincial Land Transfer Tax:$4,400
Total Estimated Closing Taxes:$4,400

About Purchasing a Home in Cobourg, ON

For a property listed at $395,000 in Cobourg, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,400.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.