492 Trevor Street, Cobourg, ON

$850,990
MLS#:X13550310
4 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $850,990 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 30.2 x 143.3 ft lot
  • Features a full, unfinished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, On Demand Water Heater, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Opportunity Knocks At 492 Trevor Street, In The Master-Planned Cobourg Trails Community In Cobourg - Ontario's Feel Good Town! This Brand New 30' "Jasmine" Model By Award-Winning Tribute Communities, Offers Approx. 1712 Spacious Sq. Ft. Of Thoughtfully Designed Living Space. This Charming 4 Bedroom Detached Home Blends Comfort With The Serene Beauty Of Nature, With A FullWalk Out Basement On An Extra Deep Lot Backing Onto Protected Greenspace. Inside, Modern Comforts Meet Functional Living. The 9' Main Floor Flows Smoothly From The Formal Room Into A Well-Appointed Kitchen With Upgraded Maple Cabinetry And Hard Surface Counters. The Sunlit Breakfast Area Has Patio Doors To The Deck Overlooking The Large Backyard And Greenspace. The Adjacent Great Room Has A Cozy Gas Fireplace And Provides A Central Hub For Gatherings. The Main Floor Laundry Doubles As A Mudroom, With Direct Access To The Drywalled Single Garage. Upstairs, The Primary Bedroom Offers A Tranquil Escape With A Large Walk-In Closet And 4 Piece Ensuite. The Additional 3 Bedrooms Provide Flexible Space For Family, Guests Or A Home Office. Ideally Situated For Outdoor Enthusiasts And Urban Dwellers Alike, This Home Is Within Easy Reach Of An Abundance Of Community Features. Just Minutes Away, The Cobourg Beach Promises Sunny Weekend Breaks, While The Northumberland Mall And Smart centres Cobourg Cater To All Your Shopping Needs. Closer To Home, The Cobourg Trails Neighborhood Park And The Nearby Cobourg Community Centre Provide Spaces For Gathering, Recreation, And More. The Assessed Value Is Based On Vacant Land Only And Is Subject To Reassessment. This New Build Includes HST. Purchasers May Apply Directly To The CRA For Any Available HST Rebate And Enhanced HST Rebate, As Applicable, After Closing. Ask Listing Agent About Other Builder Inventory And Pre-Construction Homes.

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Property Summary

This detached home located at 492 Trevor Street, Cobourg is currently for sale and has been available on SousaSells for 8 days. This property is listed at $850,990 with an estimated mortgage of $2,833* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 492 Trevor Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished, Walk-Out
Lot Size30.2 × 143.3 Feet
CountyNorthumberland
Annual Tax$1,811.21
Legal DescriptionLot 14, Phase 1, Plan 39M-955 Town of Cobourg

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Greenbelt/Conservation, Hospital, Park, Public Transit, Rec./Commun.Centre, School

Interior Features

ERV/HRV, On Demand Water Heater, Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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492 Trevor Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 492 Trevor Street, Cobourg, ON K9J 4J5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$255,297 (30.0%)
* Minimum Canadian down payment required for this price is $60,099.
Amortization Period30 Years
Estimated Monthly Payment$2,833Based on a loan of $595,693 over 30 years.
Purchase Price$850,990
Loan Amount$595,693
Provincial Land Transfer Tax:$13,495
Total Estimated Closing Taxes:$13,495

About Purchasing a Home in Cobourg, ON

For a property listed at $850,990 in Cobourg, the legal minimum down payment is $60,099 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,495 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,495.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.