525 Shirley Street, Cobourg, ON
Property no longer active
This property was sold on September 23, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 51 x 98.5 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Other
- Efficient forced air heating via gas
Description
Discover this charming, all-brick bungalow in Cobourg's desirable West end! This 3-bedroom, 2-bath home perfectly combines comfort and convenience. The inviting open-concept living area, adorned with hardwood floors and natural light, flows seamlessly into a modern kitchen featuring stainless steel appliances, quartz countertops, and soft-close drawers. The third bedroom is currently being used as a dining room and can be converted back into a bedroom. The finished lower level provides a recreation room, large laundry room, and a versatile space for a guestroom or home office. Outside, your private backyard oasis awaits with a deck, gardens, and a pond, ideal for relaxing or entertaining. Enjoy proximity to shopping, dining, healthcare, the 401, schools, and the beautiful Lake Ontario waterfront. Just a short drive to downtown Cobourg and the beach/marina, this home offers immediate possession, allowing you to start enjoying its many features right away
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Property Summary
This detached home located at 525 Shirley Street, Cobourg is currently for sale and has been available on SousaSells for 725 days. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 525 Shirley Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 525 Shirley Street, Cobourg, ON K9A 2A4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $649,000 in Cobourg, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.