554 Elizabeth Street, Cobourg, ON
Property no longer active
This property was sold on December 9, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Backsplit 3 detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 54 x 106.83 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Auto Garage Door Remote, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This beautifully maintained 3-bedroom, 2-bath home offers modern updates, natural light, and a family-friendly location. Nestled in a sought-after neighbourhood, it is just a short stroll to local schools, parks, and community amenities, making it ideal for putting down roots. Step inside to discover a bright and inviting living room, where large windows let the sunshine pour in, perfect for enjoying a morning coffee or unwinding with family at the end of the day. The thoughtful backsplit design creates a natural flow between living spaces, offering comfort and flexibility for today's lifestyle. The home has been freshly updated throughout, including a stylish modern bathroom that brings a touch of contemporary elegance. With three comfortable bedrooms, there's space for the whole family, a home office, or a welcoming guest room. Outside, a detached garage provides handy storage or workshop potential, while the private yard is ready for summer barbecues, children's playtime, or simply relaxing in your own green space. With its move-in-ready updates, warm and welcoming atmosphere, and unbeatable location where kids can walk to school in minutes, this home is more than just a place to live, its a lifestyle.
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Property Summary
This detached home located at 554 Elizabeth Street, Cobourg is currently for sale and has been available on SousaSells for 331 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 554 Elizabeth Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 554 Elizabeth Street, Cobourg, ON K9A 2A1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $629,900 in Cobourg, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.