556 Sinclair Street, Cobourg, ON

$599,000
MLS#:X12483275
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 13, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 222 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Looking for a great deal on an amazing home, in an incredible family-friendly location? Well look no further!! Big on value and highly efficient, this energy-smart bungalow delivers comfort, savings, and style all in one! Sited on a sprawling 225-foot lot that backs onto Cobourg Creek, the private yard surrounded by mature trees makes it feel like you're at the cottage. Nestled in one of Cobourg's more established neighborhoods, you're just steps from schools, parks, and trails, yet minutes from downtown. Inside, the bright, functional kitchen is built for both busy mornings and effortless entertaining, featuring stainless steel appliances, wall-to-wall cabinetry, and new luxury vinyl flooring. The sundrenched, west facing living room with new laminate flooring offers the perfect spot to curl up with a book or enjoy a cozy family movie night. The spacious primary bedroom is a peaceful retreat that fills with morning light and offers plenty of extra room for a home office or reading nook. Completing the main level are a second bedroom and 4-piece bathroom. Downstairs, a fully finished basement expands your options with a versatile rec room, two additional bedrooms, another full bath, laundry/utility room, and generous amount of storage. A convenient side entrance provides excellent in-law suite potential (buyer to verify all zoning and permit requirements). Recent 2023/24 upgrades include; a full home energy audit, new natural gas furnace, a highly efficient heat pump, new electric hot water heater, R60 attic insulation, new eavestroughs, new kitchen flooring, new refrigerator + dishwasher, new washer and dryer. Located minutes from Sinclair Park (tennis, pickleball, baseball),Monks Cove Beach, Highway 401, and the charm of downtown Cobourg, this home offers the perfect balance of tranquility and convenience. Private, beautifully updated, and full of character, this is more than a house; it's where your next chapter begins. Offers being reviewed Sunday, Nov. 2nd @7pm

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Property Summary

This detached home located at 556 Sinclair Street, Cobourg is currently for sale and has been available on SousaSells for 263 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 556 Sinclair Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 13, 2025
Sold price information is available to members only
Listed Date10/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Wood
BasementFull, Finished
Lot Size50 × 222 Feet
CountyNorthumberland
Annual Tax$4,285.91
Legal DescriptionLt 26 Rcp 387 Cobourg, Town Of Cobourg

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Library, Park, Rec./Commun.Centre, School

Interior Features

Carpet Free, In-Law Capability, Primary Bedroom - Main Floor, Storage, Upgraded Insulation, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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556 Sinclair Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 556 Sinclair Street, Cobourg, ON K9A 2Y7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$179,700 (30.0%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period30 Years
Estimated Monthly Payment$1,994Based on a loan of $419,300 over 30 years.
Purchase Price$599,000
Loan Amount$419,300
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Cobourg, ON

For a property listed at $599,000 in Cobourg, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.