612 Ruth Street, Cobourg, ON
Property no longer active
This property was sold on May 28, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $639,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 47.5 x 106.83 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Perfectly situated in a desirable neighborhood, this charming home is just minutes from schools, shopping, and is within walking distance to the lake an ideal location for families and outdoor enthusiasts alike. Step inside to a beautifully renovated kitchen, featuring a bright, open layout with a convenient breakfast bar perfect for casual dining or morning coffee. The spacious living and dining rooms offer an inviting space for entertaining guests or relaxing with family. The main level includes three generously sized bedrooms and a well-appointed 4-piece bathroom, providing comfort and functionality. Downstairs, you'll find an additional bedroom currently used as a home office, offering flexibility to suit your lifestyle. The finished lower level also boasts a large recreation room that's perfect for family movie nights or playtime, along with a 2-piecebathroom and ample storage space. Enjoy summer evenings on the expansive patio overlooking the large backyard ideal for gatherings, gardening, or simply unwinding. A private side door entrance to the lower level offers added convenience and great potential.
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Property Summary
This detached home located at 612 Ruth Street, Cobourg is currently for sale and has been available on SousaSells for 431 days. This property is listed at $639,000 with an estimated mortgage of $2,127* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 612 Ruth Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 612 Ruth Street, Cobourg, ON K9A 2V1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $639,000 in Cobourg, the legal minimum down payment is $38,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,255 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.