696 FISHER Street, Cobourg, ON

$1,099,000
MLS#:X14115802
4 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 4 Bath Home at 696 FISHER Street Cobourg ON listed at $1,099,000 (MLS# X14115802) - Main View
For Sale
Added:Oct 23, 2026(7 days ago)
Updated:Oct 28, 2026(2 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 41.04 x 109.91 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (4.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A STANDOUT SOPHISTICATED HOME with A BACKYARD OASIS THAT STEALS THE SHOW! Striking black exterior, beautifully renovated interiors & spectacular outdoor entertaining spaces in this impressive newer home offering 3+1 Bedrooms, 4 Baths & generous living spaces across 3 exceptionally finished levels. A superb choice for families & professionals seeking room to live, work & entertain. The bright, open-concept main floor showcases contemporary yet comfortable finishes, luxury vinyl flooring, designer lighting & fixtures, custom details, updated trim. The gorgeous Chef's Kitchen features quartz countertops, a generous island, designer backsplash, feature wall & bespoke appliances accented with elegant gold hardware A separate Main-Floor Den with Palladian window is ideally positioned near the front entrance with a 2pce Bath adjacent - suitable for a private Home Office or Study or potential MN FL BR if needed. Upstairs, 3 Bedrooms include an expansive double-door Primary Suite with an Ensuite Bath featuring double sinks & a relaxing soaker tub + a Walk-in Closet. The fully finished Lower Level adds a 4th Bedroom, 4-piece Bath, Office or Craft Room, Family Room & Storage Closets-ideal for teenagers, guests or a 2nd work-from-home space. MN FL Laundry RM. YOUR OWN BACKYARD RESORT! Glass doors in Dining Room to the fenced outdoor retreat featuring a heated inground Saltwater Pool, oversized year-round Hot Tub, substantial hardscape stone, landscaping, interlock patios, Cabana w/ outdoor Bar & a Gas BBQ hookup. Inviting lounge area. A fabulous setting for poolside gatherings, summer entertaining & relaxing evenings. Additional highlights include Inside-Entry Garage,9-ft ceilings, smart switches & EV charger readiness. Located in a newer neighbourhood near parks, shopping, schools, historic Downtown, the Beach, Marina & convenient Hwy 401 access. BEAUTIFULLY FINISHED INSIDE & OUT. RESORT-INSPIRED PRIVATE YARD! Home is 1km to the beach/marina & 100km to Toronto. VIA Station 1km

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Property Summary

This detached home located at 696 FISHER Street, Cobourg is currently for sale and has been available for 7 days. This property is listed at $1,099,000 with an estimated mortgage of $3,658* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 696 FISHER Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,099,000
AddedOct 23, 2026 (7 days ago)
UpdatedOct 28, 2026 (2 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameCentury 21 United Realty Inc.

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished, Full
Lot Size41.04 Ă— 109.91 Feet
CountyNorthumberland
Annual Tax$5,320.02
Rental ItemsHot Water Tank
Legal DescriptionPLAN 39M876 PT LOTS 61 AND 62 RP 39R12956 PARTS 11 AND 12

Parking & Garage

Parking Total4.0
Parking Space2
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Fenced Yard

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Central Vacuum
  • ERV/HRV

Security Features

  • Smoke Detector
  • Carbon Monoxide Detectors

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cobourg Home Buyer Advisory & Market HubActive MLS® Listing in Cobourg, Ontario

Looking to Buy a Home in Cobourg?

If you are looking for a house in Cobourg or researching Cobourg real estate for sale, this 4-bedroom detached at 696 FISHER Street, Cobourg, ON offers an exceptional opportunity to buy a home in Cobourg, Ontario. Whether you are a first-time Cobourg home buyer or comparing active Cobourg MLS® homes for sale, working with a dedicated Cobourg buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cobourg Homes for Sale & MLS® Listings

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Dedicated Cobourg Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cobourg realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cobourg Buyer Budget & Costs

Estimated mortgage: $3,658*/month*. Estimated Ontario Land Transfer Tax: $18,455. First-time Cobourg home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cobourg

Frequently Asked Questions about 696 FISHER Street, Cobourg, ON

Q.What is the asking price for 696 FISHER Street, Cobourg, ON ?

The current listing price for 696 FISHER Street, Cobourg, ON in Cobourg, Cobourg is $1,099,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 696 FISHER Street, Cobourg, ON ?

696 FISHER Street, Cobourg, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What key property features does 696 FISHER Street, Cobourg, ON offer?

Key property features include: Hospital, Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Central Vacuum, ERV/HRV.

Q.What security features are installed at 696 FISHER Street, Cobourg, ON ?

Security features include: Smoke Detector, Carbon Monoxide Detectors.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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696 FISHER Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 696 FISHER Street, Cobourg, ON K9A 0H3

Estimated Sales Range
$1,044,000 - $1,077,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$329,700 (30.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period30 Years
Estimated Monthly Payment$3,658Based on a loan of $769,300 over 30 years.
Purchase Price$1,099,000
Loan Amount$769,300
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in Cobourg, ON

For a property listed at $1,099,000 in Cobourg, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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