
Welcome to this remarkable Multi-Level condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Some homes simply make life feel a little easier, and this is one of them. Located in Cobourg's sought-after New Amherst neighbourhood, this bright and beautifully maintained 2-bedroom, 2-bathroom condo offers the kind of low-maintenance lifestyle that's easy to appreciate. Whether you're heading downtown for dinner, walking the nearby trails, or spending the afternoon at the beach, everything that makes Cobourg special is just minutes away. Inside, the space feels open, comfortable, and full of natural light. The kitchen offers plenty of storage and overlooks the living area, making it just as practical for everyday life as it is for hosting family and friends. Step onto the covered balcony with your morning coffee or unwind there after a busy day. It's a space you'll use more than you think. The primary bedroom offers a private ensuite, while the second bedroom easily adapts to your lifestyle, whether that's welcoming overnight guests, creating a home office, or setting up a quiet reading room. A detached garage parking space, dedicated storage locker, and the simplicity of condo living mean less time worrying about maintenance and more time enjoying everything the community has to offer. If you've been waiting for a home that feels comfortable from the moment you walk in, in one of Cobourg's most desirable neighbourhoods, this one is well worth seeing.
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This condo apartment located at 845 Smith Road, Cobourg is currently for sale and has been available on SousaSells for 15 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 2 beds, 2 bathrooms, and is 900-999 square feet. 845 Smith Road, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.
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The current listing price for 845 Smith Road, Unit 1, Cobourg, ON in Cobourg, Cobourg is $489,900.
This property features 2 bedrooms and 2 bathrooms across approximately 900-999 sqft.
845 Smith Road, Unit 1, Cobourg, ON is a Condo Apartment (Multi-Level) featuring a None basement.
Interior highlights include: None.
Yes, this property offers parking space for 1.0 vehicle (Detached).
Heating is provided via Gas and cooling via Other.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 845 Smith Road 103, Cobourg, ON K9A 0C2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.
About Purchasing a Home in Cobourg, ON
For a property listed at $489,900 in Cobourg, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.