881 Kerr Street, Cobourg, ON

$669,900
MLS#:X13589570
2 beds
3 baths
1100-1500 sqft
2.0 parking
Residential Freehold
881 Kerr Street W, Cobourg, ON K9A 1N6

Property Highlights

Welcome to this remarkable Bungalow att/row/townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $669,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 40.29 x 102.31 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to carefree bungalow living in a sought after location! Ideally situated across from a park and just minutes to shopping, restaurants, and everyday amenities, this beautifully upgraded end unit bungalow townhouse offers exceptional comfort and convenience. Start your day with a coffee on the charming covered front porch before stepping inside to a bright, inviting interior filled with natural light. The spacious primary bedroom features a luxurious 4 piece ensuite with a walk in shower, creating the perfect private retreat. The second main floor bedroom has been thoughtfully converted into an elegant dining room and can easily be returned to a bedroom if desired. The gourmet kitchen is the heart of the home, offering abundant cabinetry and an open oncept design overlooking the family room with a cozy gas fireplace and the sunny breakfast area with a walkout to the private deck-ideal for entertaining or relaxing outdoors. As an end unit, the home benefits from additional windows that fill the living spaces with natural light. The finished lower level expands your living space with a large recreation room, a versatile den currently used as a bedroom, a full 4-piece bathroom, and a convenient laundry room. The attached garage also features a loft, providing excellent storage space. This is a wonderful opportunity to enjoy low maintenance living in a bright, spacious home in an outstanding location.

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Property Summary

This townhouse located at 881 Kerr Street, Cobourg is currently for sale and has been available on SousaSells for 16 days. This property is listed at $669,900 with an estimated mortgage of $2,230* per month. It has 2 beds, 3 bathrooms, and is 1100-1500 square feet. 881 Kerr Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished
Lot Size40.29 × 102.31 Feet
CountyNorthumberland
Annual Tax$4,627
Legal DescriptionPART OF BLOCK 98 PLAN 39M-876 DESIGNATED AS PARTS 1 & 2, 39R-13109; SUBJECT TO AN EASEMENT IN GROSS AS IN ND79393 T/W AN UNDIVIDED COMMON INTEREST IN NORTHUMBERLAND COMMON ELEMENTS CONDOMINIUM CORPORATION NO. 84 SUBJECT TO AN EASEMENT FOR ENTRY AS IN ND112750 SUBJECT TO AN EASEMENT FOR ENTRY AS IN ND112750 SUBJECT TO AN EASEMENT OVER PT 2 39R13109 IN FAVOUR OF PT 3 39R13109 AS IN ND112750

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 881 Kerr Street, Cobourg, ON

Q.What is the asking price for 881 Kerr Street, Cobourg, ON ?

The current listing price for 881 Kerr Street, Cobourg, ON in Cobourg, Cobourg is $669,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 881 Kerr Street, Cobourg, ON ?

881 Kerr Street, Cobourg, ON is a Att/Row/Townhouse (Bungalow) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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881 Kerr Street, Cobourg, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 881 Kerr Street W, Cobourg, ON K9A 1N6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$200,970 (30.0%)
* Minimum Canadian down payment required for this price is $41,990.
Amortization Period30 Years
Estimated Monthly Payment$2,230Based on a loan of $468,930 over 30 years.
Purchase Price$669,900
Loan Amount$468,930
Provincial Land Transfer Tax:$9,873
Total Estimated Closing Taxes:$9,873

About Purchasing a Home in Cobourg, ON

For a property listed at $669,900 in Cobourg, the legal minimum down payment is $41,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,873 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,873.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.