968 Frei Street, Cobourg, ON

$854,999
MLS#:X12226405
3 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 3, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $854,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55.2 x 175.2 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Situated in the desirable Frei Street community of Cobourg, this spacious family home features a thoughtful layout that is ideal for everyday living and entertaining. A covered entryway opens into a bright, open foyer that leads to a carpet-free main floor. The combined living and dining areas are filled with natural light from large windows, creating an inviting space for family gatherings. The dining area flows seamlessly into the kitchen, which features recessed lighting, stainless steel appliances, a tile backsplash, and a prep peninsula with a breakfast bar. A convenient walkout to the backyard makes outdoor dining and entertaining a breeze. Adjacent to the kitchen, the sunny family room is ideal for cozy evenings, thanks to its fireplace and open-concept design. Also on the main floor, you'll find a guest bathroom, a main floor laundry room with its own walkout, and a generous mudroom that leads to the two-bay attached garage, offering direct access and plenty of room for your vehicle and storage. Upstairs, the generous primary suite features a full en-suite bath and a spacious dressing room with a window and ample closet space, two additional well-sized bedrooms and another full bathroom. The finished lower level offers exceptional flexibility, featuring a large recreation room with a fireplace, space for games or media, a dedicated office or guest space with large closet, a full bathroom, and cold cellar. Step outside to enjoy a fully fenced yard with lush green space, a large deck perfect for lounging or dining, spacious outdoor shed with a two-way entrance, and beautifully maintained perennial gardens with mature trees with an irrigation system. Close to local amenities, schools, and offering quick access to the 401, this home blends comfort, function, and convenience in one of Cobourg's most sought-after neighbourhoods.

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Property Summary

This detached home located at 968 Frei Street, Cobourg is currently for sale and has been available on SousaSells for 395 days. This property is listed at $854,999 with an estimated mortgage of $2,846* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 968 Frei Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 3, 2025
Sold price information is available to members only
Listed Date6/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished
Lot Size55.2 × 175.2 Feet
CountyNorthumberland
Annual Tax$6,419.91
Legal DescriptionLT 33 PL 466 COBOURG ; S/T CB155577 (SECONDLY); COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

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Location

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968 Frei Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 968 Frei Street, Cobourg, ON K9A 5L5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$256,500 (30.0%)
* Minimum Canadian down payment required for this price is $60,500.
Amortization Period30 Years
Estimated Monthly Payment$2,846Based on a loan of $598,499 over 30 years.
Purchase Price$854,999
Loan Amount$598,499
Provincial Land Transfer Tax:$13,575
Total Estimated Closing Taxes:$13,575

About Purchasing a Home in Cobourg, ON

For a property listed at $854,999 in Cobourg, the legal minimum down payment is $60,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,575 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,575.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.