97 Havelock Street, Cobourg, ON

$499,000
MLS#:X12666018
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2 Bedrooms
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
Sold property - 2 Bed, 2 Bath Home at 97 Havelock Street Cobourg ON listed at $499,000 (MLS# X12666018) - Main View
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This property was sold on January 19, 2026. Listing is for reference only.
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Added:Jan 6, 2026(311 days ago)
Updated:Jan 19, 2026(298 days ago)
Last Checked:13 minutes ago

Property Highlights

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Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 29.85 x 104.29 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (3.0 total parking spaces)
  • Notable attributes: Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

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Charming and Affordable Downtown Living. Discover the perfect blend of comfort and convenience with this move-in-ready 1.5 storey home, ideally situated in a charming downtown neighborhood. This delightful home features two cozy bedrooms, with an additional loft flex space that can easily be transformed into a third bedroom, office, or living area. The spacious kitchen and living area provide ample room for family gatherings and entertaining guests. A beautifully appointed 4-piece bath and a large master bedroom enhance the comfort and functionality of this residence. This home is awash with natural light, with ample large main floor and 2nd floor windows. Outside, you will find a great wrap-around covered porch, an ideal spot for entertainment and offering plenty of space for outdoor relaxation. This property is move-in ready with many upgrades, including the entire upper level has been completely renovated featuring a large master bedroom with lots of storage/closet space & tons of natural light, new furnace & hot water tank (both owned, not rented), a newly paved shared driveway, a 9.5 x 13 shed added in the backyard & foundation which has been re-parged. Additionally, previous upgrades include windows, plumbing and electrical systems, ensuring peace of mind. Embrace the vibrant lifestyle with close proximity to a wide array of amenities, including Cobourg Heritage harbour & marina, beach, shops, and restaurants, the Via station, grocery store, and much more are also just steps away. This property has been virtually staged.

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Property Summary

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This detached home located at 97 Havelock Street, Cobourg is currently for sale and has been available for 311 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 97 Havelock Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

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Bedrooms
2 Bedrooms
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

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StatusSold
Sold DateJanuary 19, 2026
Sold price information is available to members only
AddedJan 6, 2026 (311 days ago)
UpdatedJan 19, 2026 (298 days ago)
Last Checked13 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX ROUGE RIVER REALTY LTD.

Property Details

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Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementUnfinished
Lot Size29.85 × 104.29 Feet
CountyNorthumberland
Annual Tax$3,227.88
Rental ItemsNA
Legal DescriptionCON A PT LOT 17 BLK B PT LOT 4 RP 39R8702 PART 1 PART 2

Parking & Garage

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Parking Total3.0
Parking Space3
Garage Parking0.0
Garage TypeNone

Heating & Cooling

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Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

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Property Features

  • Beach
  • Marina
  • Library
  • Public Transit
  • Rec./Commun.Centre
  • School Bus Route

Interior Features

  • Storage

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Cobourg Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in Cobourg?

This property at 97 Havelock Street, Cobourg, ON has closed. If you own a home on this street or nearby in Cobourg, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 97 Havelock Street, Cobourg, ON

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Q.What is the asking price for 97 Havelock Street, Cobourg, ON ?

The current listing price for 97 Havelock Street, Cobourg, ON in Cobourg, Cobourg is $499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 97 Havelock Street, Cobourg, ON ?

97 Havelock Street, Cobourg, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.

Q.What key property features does 97 Havelock Street, Cobourg, ON offer?

Key property features include: Beach, Marina, Library, Public Transit, Rec./Commun.Centre, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Storage.

Q.What security features are installed at 97 Havelock Street, Cobourg, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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97 Havelock Street, Cobourg, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 97 Havelock Street, Cobourg, ON K9A 2J6

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Recently Sold
$499,000

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