245 Elgin Street, Unit 511, Cobourg, ON

$499,000
MLS#:X12710588
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3 Bedrooms
2 baths
1800-1999 sqft
2.0 parking
Residential Condo & Other
Sold property - 3 Bed, 2 Bath Home at 245 Elgin Street Cobourg ON listed at $499,000 (MLS# X12710588) - Main View
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This property was sold on April 13, 2026. Listing is for reference only.
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Added:Jan 19, 2026(299 days ago)
Updated:Apr 13, 2026(215 days ago)
Last Checked:12 minutes ago

Property Highlights

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Welcome to this remarkable 3-Storey condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1800-1999 sqft
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (2.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

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Welcome to Unit #511 - 245 Elgin Street, a beautifully maintained 3-bedroom, 2-bathroom stacked townhouse condo offering over 1,900 sq ft of comfortable, multi-level living in the heart of Cobourg. Built in 1994, this pet-friendly unit combines space, convenience, and lifestyle-all in a well-managed community setting. The main entry leads into a private garage with interior access, plus a driveway parking space. Upstairs, the main living level features a semi-open concept layout with an eat-in kitchen, breakfast nook, and spacious dining and living areas, complete with a walk-out terrace. Two well-sized bedrooms and a full main bathroom offer flexibility for families, guests, or a home office setup. The top floor is a dedicated private retreat featuring a large primary bedroom with double closets, a cozy office or reading nook, and a spacious 5-piece ensuite with a walk-in shower, soaker tub, and large vanity with plenty of storage. The lower-level unfinished basement provides additional space for storage, a workshop, or future finishing. Condo fees include water, parking, building insurance, condo taxes, and all common elements. The condo board is currently working on balcony upgrades, including refreshing or replacing the railings. Located close to parks, schools, shopping, and Cobourg's scenic waterfront, this is a rare opportunity to enjoy the comfort and space of a full-sized home with the ease of condo living.

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Property Summary

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This townhouse located at 245 Elgin Street, Cobourg is currently for sale and has been available for 299 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 3 beds, 2 bathrooms, and is 1800-1999 square feet. 245 Elgin Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1800-1999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

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Bedrooms
3 Bedrooms
Bathrooms
2
Kitchens
1
Living Area
1800-1999 sqft
Property Type
Residential Condo & Other

Additional Details

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StatusSold
Maintenance Fee$735.94/mo
Sold DateApril 13, 2026
Sold price information is available to members only
AddedJan 19, 2026 (299 days ago)
UpdatedApr 13, 2026 (215 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale
List Office NameEXP REALTY

Property Details

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Property Sub-TypeCondo Townhouse
Architectural Style3-Storey
ConstructionBrick, Wood
BasementUnfinished
CountyNorthumberland
Annual Tax$5,379.81
Rental ItemsNone.

Parking & Garage

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Parking Total2.0
Parking Space1
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

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Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

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Property Features

  • Golf
  • Hospital
  • Place Of Worship
  • Rec./Commun.Centre
  • Public Transit

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

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No historical data available for this property.

This could be the first listing for this address.

Cobourg Homeowner & Seller AdvisoryVerified Sold Comp

What is your house worth in Cobourg?

This property at 245 Elgin Street, Unit 511, Cobourg, ON has closed. If you own a home on this street or nearby in Cobourg, recent market trends and verified sold prices directly determine your home equity.

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Frequently Asked Questions about 245 Elgin Street, Unit 511, Cobourg, ON

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Q.What is the asking price for 245 Elgin Street, Unit 511, Cobourg, ON ?

The current listing price for 245 Elgin Street, Unit 511, Cobourg, ON in Cobourg, Cobourg is $499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1800-1999 sqft.

Q.What property type and architectural style is 245 Elgin Street, Unit 511, Cobourg, ON ?

245 Elgin Street, Unit 511, Cobourg, ON is a Condo Townhouse (3-Storey) featuring a Unfinished basement.

Q.What key property features does 245 Elgin Street, Unit 511, Cobourg, ON offer?

Key property features include: Golf, Hospital, Place Of Worship, Rec./Commun.Centre, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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245 Elgin Street, Unit 511, Cobourg, ON
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 245 Elgin Street W 511, Cobourg, ON K9A 5M1

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Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Recently Sold
$499,000

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