14 Durham Street, Cramahe, ON

$405,000
MLS#:X12746802
2 beds
1 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Colborne. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $405,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 120 x 65 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with other central cooling and highly efficient heat pump heating via other

Description

Just a short walk from the shores of Lake Ontario, this well-kept bungalow in Colborne delivers easy living with a bright, updated feel and the added convenience of an attached garage. The main living space is open and airy, filled with natural light from oversized windows, highlighted by a modern feature wall, and finished with a walkout that connects seamlessly to the backyard. The kitchen offers a practical layout with coordinated appliances, plenty of storage, and ample prep space for everyday living. On the main level, you'll find a comfortable bedroom and a refreshed full bathroom. The lower level adds valuable living space with a spacious second bedroom, laundry area, and plenty of room for storage. Outside, the fully fenced yard is designed for relaxation, featuring front and rear patios, a firepit area, and mature trees that create a private, shaded setting. With the lake just minutes away and quick access to local amenities and Highway 401, this home is a smart option for first-time buyers, downsizers, or anyone looking to enjoy a relaxed lifestyle near the water.

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Property Summary

This detached home located at 14 Durham Street, Cramahe is currently for sale and has been available on SousaSells for 165 days. This property is listed at $405,000 with an estimated mortgage of $1,348* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 14 Durham Street, Cramahe is in the Colborne neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 18, 2026
Sold price information is available to members only
Listed Date2/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished
Lot Size120 × 65 Feet
CountyNorthumberland
Annual Tax$2,558.36
Legal DescriptionLT 32 PL 113 CRAMAHE; CRAMAHE

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
CoolingOther

Features

Property Features

Wooded/Treed, Lake Access

Interior Features

Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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14 Durham Street, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 14 Durham Street S, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

Configure Loan Settings

Interest Rate4.00%
Down Payment$121,500 (30.0%)
* Minimum Canadian down payment required for this price is $20,250.
Amortization Period30 Years
Estimated Monthly Payment$1,348Based on a loan of $283,500 over 30 years.
Purchase Price$405,000
Loan Amount$283,500
Provincial Land Transfer Tax:$4,575
Total Estimated Closing Taxes:$4,575

About Purchasing a Home in Cramahe, ON

For a property listed at $405,000 in Cramahe, the legal minimum down payment is $20,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,575 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,575.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Colborne, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$643,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.