25 Church Street, Cramahe, ON

$469,900
MLS#:X9350074
2 beds
1 baths
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 25, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Colborne. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $469,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Premium 50 x 139.7 ft lot size
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

What a gem!! This newly renovated 2 bedroom, 1 bath bungalow with finished basement and detached garage is cute as a button! This home is situated on a large, in-town property, just a quick stroll from Colborne's historic and dynamic downtown. Enter in from the covered front porch to the foyer area that leads into the open concept living area with new flooring, new kitchen, new modern light fixtures....the list goes on! The bright Primary bedroom is located right next to the renovated 4 pc bathroom. The second large bedroom lends to a great space for an office, den or guest bedroom. A rear entrance just off the kitchen offers easy access from the house to the 24ft x 11.5ft insulated, detached garage with loads of space for hobbies, with a bonus workbench and convenient hydro. Enjoy your huge, mostly fenced yard with mature trees and privacy. The basement provides a large recreation area, laundry room, utility room plus an unfinished room with a window offering more storage space. Enjoy all the modern conveniences with municipal services, newer gas furnace & Central Air (both only 1.5 years old!), newer roof (4 yrs), new exterior siding with R5 under siding insulation (3 yrs), double hung windows. A short drive to Cobourg, Brighton, Prince Edward County, and under an hour to the Oshawa GO station. Located in a fantastic neighbourhood close to parks, community centre, restaurants, shopping, library, banks and more! **CLICK ON MORE PHOTOS FOR iGUIDE WALKTHROUGH OF HOME & VIDEO**

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Property Summary

This detached home located at 25 Church Street, Cramahe is currently for sale and has been available on SousaSells for 670 days. This property is listed at $469,900 with an estimated mortgage of $1,564* per month. It has 2 beds, 1 bathroom, and is unknown square feet. 25 Church Street, Cramahe is in the Colborne neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 25, 2024
Sold price information is available to members only
Listed Date9/14/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartially Finished, Full
Lot Size50 × 139.7 Feet
CountyNorthumberland
Annual Tax$2,305.37
Legal DescriptionPT LT 138-139 PL REID CRAMAHE AS IN NC324091; CRAMAHE

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Rec./Commun.Centre, Park, Library, Golf

Interior Features

Carpet Free, Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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25 Church Street, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Church Street W, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate4.00%
Down Payment$140,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,495.
Amortization Period30 Years
Estimated Monthly Payment$1,564Based on a loan of $328,930 over 30 years.
Purchase Price$469,900
Loan Amount$328,930
Provincial Land Transfer Tax:$5,873
Total Estimated Closing Taxes:$5,873

About Purchasing a Home in Cramahe, ON

For a property listed at $469,900 in Cramahe, the legal minimum down payment is $23,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,873 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Colborne, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$643,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.