4 Victoria Street, Cramahe, ON

$435,000
MLS#:X12230409
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 8, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Colborne. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $435,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66.37 x 75.8 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump, Water Heater
  • Efficient forced air heating via gas

Description

Welcome to this well-maintained and spacious bungalow in the heart of Colborne! With over 1,080 sqft of single-level living, this 2-bedroom , 1-bathroom home is perfect for the first-time buyers, downsizers, or investors looking for a solid home with room to personalize. This move-in ready bungalow features a bright eat-in kitchen, a separate dining room, and a generous living room with space for all your furnishings. Enjoy the additional sunroom/family room, perfect for relaxing or entertaining. The primary bedroom fits a king-size bed, and the second bedroom offers great versatility. Plus, there's the convenience of main floor laundry. The home sits on a wide 66 ft lot with a detached 1.5-car garage- ideal for storage or a workshop. Whether you are dreaming of a modern renovation or just a few personal touches, the possibilities are endless. Located on a quiet street just a short walk from downtown Colborne's shops, restaurants, and amenities, this home offers the best of small-town living with all the essentials nearby.

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Property Summary

This detached home located at 4 Victoria Street, Cramahe is currently for sale and has been available on SousaSells for 393 days. This property is listed at $435,000 with an estimated mortgage of $1,448* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 4 Victoria Street, Cramahe is in the Colborne neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 8, 2025
Sold price information is available to members only
Listed Date6/18/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementPartial Basement
Lot Size66.37 × 75.8 Feet
CountyNorthumberland
Annual Tax$2,330
Legal DescriptionPT LT 231-232 PL REID CRAMAHE AS IN NC344458 TOWNSHIP OF CRAMAHE

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard, Library, Park, Place Of Worship, School

Interior Features

Primary Bedroom - Main Floor, Sump Pump, Water Heater, Water Purifier

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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4 Victoria Street, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Victoria Street, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate4.00%
Down Payment$130,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,750.
Amortization Period30 Years
Estimated Monthly Payment$1,448Based on a loan of $304,500 over 30 years.
Purchase Price$435,000
Loan Amount$304,500
Provincial Land Transfer Tax:$5,175
Total Estimated Closing Taxes:$5,175

About Purchasing a Home in Cramahe, ON

For a property listed at $435,000 in Cramahe, the legal minimum down payment is $21,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,175 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Colborne, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$643,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.